Many assets are exempt from collection and your vehicle is one of those assets. If your SSI goes into the bank as a direct deposit, make sure the Court knows that if you are sued. They can try to garnish your bank account and the Court needs to know where the money in your account originated. IF you are sued, you can file a document called "Claim of Exemptions" that notifies the Court and the creditors that you are, as we call it in the legal field, "judgment proof." That means you have no assets that can used to satisfy the judgment. If you relay this information to swb, in writing, they may just write this off as a bad debt and leave you alone.
2007-03-19 02:39:32
·
answer #1
·
answered by David M 7
·
2⤊
0⤋
No thats not how it works. He will take you to court for the money and then the court will say you have to pay.But you can say to the judge that you have only SSI and he can make the payments low to that person. They cant take your car unless thats what you owe the $1200 on.
2007-03-19 02:29:06
·
answer #2
·
answered by elaeblue 7
·
3⤊
1⤋
THey can't take your car. They can get a judgement agains you and try to garnish salary/mess up your credit. Only one who can touch your car is the lender who you have given the title to hold as security for a loan.
(I'd try and work out a token payment with them; remember all these legal costs end up on your bill.)
Good luck.
2007-03-19 02:27:42
·
answer #3
·
answered by wizjp 7
·
1⤊
0⤋
I agree. it is not any longer correct while you're making money or no longer. The telephone e book is an commercial. There are no longer any ensures. you could have long previous to courtroom in the 1st place or you could bypass to penitentiary on contempt. Get your information mutually & take your checkbook with you. while you're fortunate, all you will could pay is restitution (for the advert) & courtroom expenditures. good good fortune.
2016-12-15 03:37:01
·
answer #4
·
answered by ? 4
·
0⤊
0⤋
No, they can't take your car.
The only one who can repossess a vehicle is a lender who you've given a chattel mortgage or conditional sales contract to which you pledged the car as collateral.
2007-03-19 03:00:44
·
answer #5
·
answered by Jack 6
·
0⤊
0⤋
They can't take your property without some kind of court order, and that would be difficult for them to do, anyway.
You should call them, and arrange a payment that you can make. They would rather have some of their money than none of it.
Make sure you get the agreement you make in writing, from them, on their letterhead.
2007-03-19 02:29:22
·
answer #6
·
answered by desotobrave 6
·
3⤊
1⤋
They cannot repo your car for an outstanding phone bill.
Why are you worried about that? have they threatened you? when a bill collector calls and asks all kinds of personnel questions like do you work and where, how much do you make.. do you own a house..etc you just hang up, you do not have to answer..
2007-03-19 02:31:04
·
answer #7
·
answered by gregory_usa83 4
·
0⤊
2⤋
They can get a court order to attach any property you have that will cover the amount and costs.
2007-03-19 02:28:31
·
answer #8
·
answered by Anonymous
·
1⤊
3⤋