Debt collectors, Court, Solicitors Whats the best way? Ive tried the police who say it is contract. It seems complicated. He wrote a very detailed contract that I call an IOU. which he has signed. Because I have strong feeling for him still Im finding it almost difficult to approach. He told me he hasn't got a job. But last year told me he would be buying his house from the council by christmas. As of now he still tells me his not working. Around christmas he started texting me for what was basically about sex. And in one of these texts he coldly told me he isnt looking to become a permenant fixture he just wanted to know how I was that he has a girlfriend and she is from Jamaica he white. im black.All of this I reakon is him testing me to see how far I will let him push me . The guy I said reakons he can get my money back. But I believe that they'd be a lot of blood shed, as they are both bad boys. Im nothing like any of them as i'm quiet and tend to be passive
2007-03-19 01:06:43 · 12 answers · asked by Hybrid 2 in Politics & Government ➔ Law & Ethics
This is not a small claims matter as Ive already tried this route.
2007-03-19 01:31:22 · update #1
Sorry people I forget to tell you that I have sent him two letters asking nicely for the money back. Problem is he is telling me he has no job. I think he has a car though. Him telling me he hasnt got a job could be a lie for all I know as he always promised o give me back my money.
2007-03-19 03:46:12 · update #2
The scale of action is: 1 ask. 2 write suggesting legal action, or get a solicitor to do it (keep a copy). If no luck, 3. take an action in the small claims court (easy and cheap).
The problem is actually getting the money if he has no assets or just will not pay, even if you have a court decision in your favour.
2007-03-19 01:19:13 · answer #1 · answered by fred35 6 · 0⤊ 0⤋
you have entered into a civil matter not a criminal matter which is what the police were trying to explain to you. if you wish to revcover this money you can contact a solicitor who in most cases give you the first consultaion free, this normaly lasts around 1/2 hour. letters they send can range from £8-£40 depending on its content. you will then recover your money through the small claims court or other that your solictors advise. if your income is below a certain amount you can apply for legal aid but yet again only a solicitor can advise on this
2007-03-19 08:24:02 · answer #2 · answered by Les T 3 · 0⤊ 0⤋
If you believe he has the money but will not repay you, you will have to take action in the County court. However if you think he hasn't got the money to repay you then you will have to let the matter lie, there's no point in taking legal action that will cost you money knowing that even if you win you will not get what's owed to you.
One more thing, if he has any assets such as a car etc, a court could order it's seizure.
It could then be held as security until he repays you or could be sold at auction with the proceeds going to yourself.
2007-03-19 08:46:52 · answer #3 · answered by Barrie G 3 · 0⤊ 0⤋
tell him you want your money back in 1 month otherwise you will go legal. if he tells you he has no money etc tell him collection agencies will take his car, furniture etc. if he gets violent report to the police immediatley, you would be suprised how many bad boys turn into little *****'s when the police show up. if you do have to go legal it will not cost you no more than about £150. you sound like a nice girl dont let this wideboy take advantage of your good nature. good luck.
2007-03-19 08:22:45 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Try asking him nicely first, then follow up by writing to him.
If this doesn't work you'll have to go to a lawyer for advice regarding your contract with him. You may well end up having to sue him if you want anything back.
2007-03-19 09:32:54 · answer #5 · answered by Huh? 7 · 0⤊ 0⤋
I would have a very intimidating friend persuade him to attemp to make a payment arrangement that he can handle or the debt can be taken to the first one closes to him and negotiated there after
2007-03-27 05:51:54 · answer #6 · answered by lugosride45 1 · 0⤊ 0⤋
Hybrid--have you tried the CITIZENS ADVICE BUREAUX yet? They may be able to help you to find a way--be a lot cheaper than a solicitor too! Just a thought.
2007-03-20 06:46:25 · answer #7 · answered by Anonymous · 0⤊ 0⤋
your best bet is the small claims court if he has signed for the loan he won t have a leg to stand on
2007-03-19 08:20:59 · answer #8 · answered by ? 5 · 0⤊ 0⤋
Try a solicitors letter, that's a lot of money.
2007-03-19 08:11:32 · answer #9 · answered by heebygeeby 4 · 1⤊ 0⤋
tell them they have one day to give it back or you will be bringing "billy" round to sort it out....
then turn up one day later with "billy the baseball bat" and beat the crap out of them till they say yes to giving your money back.....
and we have all learned never give someone 11,000 pounds..
sorry but you are a fool for giving someone that much..
good luck getting it back
2007-03-19 14:23:46 · answer #10 · answered by bellyman 3 · 0⤊ 0⤋