Do I have to pay my insurance ticket if I drove an uninsured car while I owned another insured car?

Question

Here is what happened: my mother drove my uninsured car and got a speeding ticket plus an insurance ticket.

Since she owns a car with current insurance (its just this one time that she happened to drive my car) will I have to purchase insurance in order for judge to reduce her ticket? Or will the ticket get dismissed because she already had insurance (just on her car)?

Answer 1

You will have to prove proof of insurance for the judge to make anykind of adjustment. In calif. it is a $1500 ticket for no insurance. No breaks !

Answer 2

Some Insurance Companies insure the car only and some insure the driver.You may want to check with your insurance agent.As a Driver, your mother should have known not to drive an uninsured vehicle and that is part of the drivers responsibility before driving any vehicle.More than liely, she will have to go to court.She must plead not guilty and now it is up to the court to prove different.Sometimes the DA will intervene and offer a lower charge if she pleads guilty to a lesser charge.Her best bet is to get a lawyer that handles traffic tickets.

Answer 3

Proof of insurance must be provided at the time of the infraction. Getting insurance on your vehicle now will not reduce the offense. You mother should get in contact with her insurance company and find out if her coverage extends to other vehicles that she drives. My insurance company covers me, my vehicles, any vehicle I drive on a temporary basis and any temporary driver in my vehicle. Have her call her insurance company and also contact a lawyer, most offer a free consultation. By the way, you should get insurance on your vehicle too, it is the law.

Answer 4

Your liability covers you on the car you were driving for insurance purposes. For instance, if you were involved in an accident where you were at fault, you liability would cover the other car as well as the uninsured car you were driving. Your local law may require insurance on the particular vehicle you are driving.

Answer 5

If your car had no insurance coverage. I would say yes.