how can i rent an appartment without any co-signers?

Answer 1

If you have a job and good credit.

If you don't have good credit, but you have a job, see if your employee will write you a letter of reference. When I got my first job, I was able to get an apartment without any credit history (or even paying a security deposit) because I worked for a well known employer in the area. While the company didn't co-sign, the apartment manager felt that my employment with the company was secure enough.

If you have no job, you'll need a co-signer.

If you really can't get a co-signer, offer to put down a huge security deposit (e.g., 3-4 month's worth).

If you don't have that much cash, keep looking until you find a landlord that doesn't care.

Answer 2

When you have good income and good credit you don't need a co-signer. Sometimes individual owners are easier to work with than management companies or real estate companies.