The best way I have found to control impulse purchases is to delay them. When I see something that I hadn't planned to buy and had no intention of buying and suddenly want to buy it I tell myself OK. I will go ahead and check out and if I still want the item after I get home enough to make a special trip back for it the it is something I really want. Most of the time I don't figure it is worth the effort.
2007-03-24 03:40:42
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answer #1
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answered by don n 6
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There are many ways, few can be exercised;
a. Avoid making use of Credit Card or Debit Card.
b. Buy only when, you can't avoid purchases.
c. Buy only when, you must, it is almost a necessity.
d. Make a List of Items to be purchased and adhere to.
e. Make purchases from reliable sources.
GOOD LUCK !!
2007-03-21 04:19:26
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answer #2
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answered by Anonymous
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The only way to do it is to change your minset about debt, credit and money.
People are not taught about personal finance in schools (although, this is starting to change in some charter schools). They learn personal finance from family, friends, Hollywood and advertisers. That's a recipe for disaster!!
If you want to learn how to transform your outlook on debt, credit and money, get "Kill Off Your Debt--and LIVE!" or "Personal Finance 101: A Beginner's Guide" at www.GoldenRocFinancial.com or from Amazon.com. Those books can help you understand where these impulses com from, and how to change them into something positive for yourself.
2007-03-16 06:06:36
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answer #3
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answered by Pete S 4
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You kinda have to have an attitude about it all and stubbornly refuse to spend more.
One suggestion would be to only bring cash and only exactly what you plan on spending.
So, say for example your grocery budget says $120 / month and you plan on shopping for food twice this month, then you stick three 20's in your pocket and leave everything else at home (might bring your driver's license but nothing else).
Now what your money don't buy, you can't afford it, see...
2007-03-16 05:54:07
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answer #4
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answered by netthiefx 5
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get rid of your credit cards. Set up another account that you have to go to the bank to withdraw from and put excess earnings in that account
2007-03-16 05:58:03
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answer #5
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answered by yadim . 2
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