if u had $50,000 what would you invest in?

Answer 1

It depends on how much risk you wanted to take. Investing in a car or any other vehicle is a huge mistake as they depreciate in value, not increase which is what you want. The amount is too low to get into real estate, so your going to have to look at other ways to invest. Depositing in a regular bank savings account is super safe, but on average you only earn about .5% so that might net you a whopping $250 a year. If you wanted to get more bang for your buck, if your not a minor and can do so, open an on line broker account with someplace like Scottrade. Fund your account with the $50/K and invest in US government Notes and Bonds with a decent rate, probably around 5%. These are very safe and guaranteed by the US Government, and best of all the earnings are federal tax free. So $50/K at 5% would get you $2500 for the year. Much better. If you wanted to get a little riskey and try to earn a bit more you could try investing in a Mutual Fund. There is a LOT of research involved but if you choose wisely, you could get as much as 9% to 12% in a low risk no load fund. Never any guarantees though so just be aware of that.

Answer 2

I would say pay off any outstanding debts you may have. For competitive earning I would say consult your bank's financial adivsor. I would say open an account @ INGDirect and open a savings account. It has a high interest rate 4.5% After 10 days then you can open an ING checking account which as a tiered interested rate. That can actually earn more money than your savings depending on how much money you put it. If you would like contact me and I can send you a referral link and if you deposit $250 minimum you get a $25 bonus. But there is no minimum to deposit to accure the 4.5% interest rate. All the accounts are free with fees. I do recommend investing in mutual funds...since they are more conservative. You'll have to look at the prospectus to see what fits your needs. Hope this helps.

Answer 3

Not the stock market at present. Mutual funds are usually good
but your money is not insured. Money market funds are good if
you are happy with 5% on your money. They are also insured by the govt. up to 100,000. Usually the higher the return the riskier the investment. It also depends on your age. Younger people have more time to hold an investment and possibly can
tolerate more risk. CD's tie up your money for a given time. A
lot depends on your investment goals.

Answer 4

If I had $50,000 I would definately invest in paying off my bills. As far as putting it into stock, no, I would just pay off my car, my bank payment, and a few other odds and ends, plus have money left over to put down money on a nice double wide and go on my vacation.

Answer 5

Smart Answer:

50,000 dollars worth of american pennies before they go off the mostly copper formula, melt them down, sell them for the copper resale, which is significant profit, I am told.

Romantic answer: Those guys that are using measles viruses to cure cancer.

Humanitarian, no profit Answer: Sponsor 100 kids overseas for a few years.

Money doesn't mean much to me. I've seen too many people die.

Answer 6

If you wanna have a soundly safe investment get into real estate. Or if your are Canadian invest in some Canadian Bonds, they have a fairly good return with little to no risk. $50 G isn't a lot of money to go big with but if your a risk taker find a trustworthy Broker (if there is such a thing) to get the highest return but I warn you it does have the most risk.

Answer 7

Oppenheimer funds! You want to invest in NON DEPRECITABLE investments! NO CARS< TRAILERS< VACATIONS< ETC!!!!! Once the money is spent it's worth nothing in no time flat!
Someone explain to me "we live in the south so we have to budget our money"???????? Aren't all the billion dollar TOBACCO industry guru's from the south along with the oil barons?

Answer 8

I would invest $10k to stocks and put the rest in CD :)

Answer 9

A Mercedes Benz

Answer 10

A car with no brakes for Teddy (the drunk) Kennedy, and maybe some backbones to send Bush and his gaggle of spineless pin heads. Sorry this is no American funds answer