AP Financial Phoenix, AZ?

Question

This is a warning message for anyone applying for the Financial Advisor position at a company called AP Financial!!
These people are a bunch of liars who ONLY want to RIP YOU OFF.They will promise you the moon,that you´ll make $40k-$80k first year! Yes, that´s true if you know 500 people in the area willing to buy a pricey life insurance (which they don´t even need) and you want to be the whole day on the road and a cold-caller...but if you are fairly new to the Valley and don´t know much people,or have some ethics,after they get your friends and family as clients they´ll leave you alone...go out to the street, bring us clients. we won´t pay for your gas or your time...pure comission job, meaning that average paycheck is $2000 month if lucky!Not to mention that you have to pay them $628 non refundable to pass 3 tough exams without any help at all...if you fail, bye bye...we got your $ and you circle of trust as clients...there are more naif good hearted people lining up to be screwed

Answer 1

Rule number one, never pay an upfront fee for a job. Rule number 2 never sell financial products to friends or family. The financial servives industry has many companies paying a decent salary plus commission.

Answer 2

completely different from Chicago, even if lots of Chicagoans stay there. Phoenix is a huge, sprawling city, too new to really have defined "neighborhoods" like Lakeview or Bucktown, and regrettably with out the walkability or public transportation that defines the Loop and the encircling parts of Chicago (even if a number of it extremely is coming up in downtown Phoenix, finally.) it is also a lot hotter - summer season in Phoenix is virtually as annoying as iciness in Chicago. The surroundings is more advantageous powerful - Phoenix doesn't have the structure of Chicago or the great thing about Lake Michigan, even if it does have lakes interior sight and mountains surrounding it. there's a comfortable way of life, fairly in and around the suburbs of Scottsdale and Tempe, the position the post-college crowd and the present college crowd dangle out. it really is no longer all snowbirds or retirees - for sure, they are there, yet they stay in tremendous defined parts like solar city - for the most area. The issues that make Chicago thrilling are available in in Phoenix, yet on a much smaller scale. there is theater, artwork, first rate eating places, and music, yet none of it virtually to the volume of Chicago. The activities scene has similarities in that it has football, baseball, basketball, and so on. yet none of it really is the intensity of the Bears, Cubs, or Bulls. it really is all on a much smaller scale. there is not any artwork Institute, yet there is the Phoenix artwork Museum. No Millenium Park, yet there are stay shows in smaller parks. No Wrigley field, even if the Cubs prepare there in spring. No 2d city, yet there are comedy golf equipment. and so on. in case you want Chicago's walkability, quirky neighborhoods and public transportation, then you definitely likely gained't like Phoenix. yet in case you want Chicago by way of food, the people, and the activities, and once you're drained of having nowhere to park and the iciness, then you definitely ought to locate Phoenix to be ok.

Answer 3

Great thing you learned! I had somewhat of a similar experience but not quite.

My sister always calls me to check if a job offer is legit (she is still young) and I always tell her if it's too good to be true, questioned it. If they say "POTENTIAL", think about walking away if they do not mention a SALARY.