Can you invest money without risking the Loss of what you initially invest?

Question

I know you can risk losing your profits, but can you invest without risking your origonal money?

Answer 1

Inflation is continually eating away at your principle at about a 4% rate annually, sometime more infrequently less. Then on top of that there are taxes which eat away at the income your principle is hopefully producing.

The bottom line is NO, you can not.

Answer 2

If you want a "safe investment" you can invest your money in EE Series savings bonds or CDs. However, with this safety comes very little interest. The interest is so low in fact that inflation may eat away all of your profits. This means that your spending power could actually erode while you are investing your money. It is highly doubtful that if you invest in CDs or Savings bonds that you would lose your original investment. If you invested your money in savings bonds right now it would take almost 25 years for your money to double. With a 5% interest rate that is available on some CDs right now it would take just over 14 years for your money to double.

Answer 3

Every investment, including stuffing cash in your mattress, has some risk of loss of principal. The safest investments are government bonds (what are the odd of a national government defaulting?). Next comes money market funds and bank deposits. High grade corporate bonds are also pretty safe. After that, risk grows. Equity investments of all types are more risky than good debt investments.

Answer 4

Get an Treasury Inflation-Protected Securities (TIPS) or an I-Bond. Theres some differences but basically make a certain percent above the inflation rate. So if inflation is running at 5% (god forbid) you'll make like 7% or so. Usually it a percent or two (not sure exactly) above inflation rate and unless the world ends, you'll be alright.

Answer 5

You ignore that United's debt payments are in keeping with victories in the League and Champions League. United made a £42m earnings purely by way of fact they offered Ronaldo AND won the league, the Carling Cup, the club international Cup and reached the semi very final of the FA Cup and Champions League very final that 12 months. without them it is totally virtually superb to think of how lots a loss United would have made. it may be closer to £100million in the crimson for 2009 on my own, and its no longer getting extra appropriate the two. The golf equipment working revenues have been down sixteen% from the previous 12 months, ouchy ouch. do no longer ignore too if somebody buys a bond they are in a position to order it decrease back at any time. United have based their payments on consistent and consistant fulfillment. omit out on a victory in purely one 12 months and that units you decrease back. by using 2017 you would be ordered to pay decrease back everywhere from £600million-a million.1billion. it is not any longer 10 years, it is 7. you have until 2017 to pay decrease back the interest and bonds. The banks have truthfully stated "adequate is adequate" and this became the only deal they might grant United. each and every financial expert has stated that this bond concern is physically powerful for United in the fast while era purely. The longer they bypass away it without a extensive investment from an outdoors source (The Glazers could even take £130million out of the club in the time of this era) United won't have any sources to sell as they are going to at once be owned by using the banks. that's a stay of execution on an analogous time as they desperately attempt and are available across a clean proprietor prepared to jot down off close to to $1billion properly worth of debt AND run a soccer club. businesses understand no longer something approximately soccer. think of United being run by using investment bankers, people who purely care approximately getting their money decrease back (i.e merchandising the main pofitable gamers). The plan purely works if Fergie lives perpetually. Who would they herald to alter him? If AC Milan knock you out of the CL it units you decrease back yet another 12 months, something you won't be in a position to cope with to pay for. No-one envisioned Lehman Brothers to bypass under.

Answer 6

Yes.

I know a company currently offering 25% annually in USD, EUR or GBP without risk.

Answer 7

Yes. Everbank has an investment plan like that.

Answer 8

It's always a gamble, nothing is a "sure thing". Good luck!