I had an account that was closed three years ago due to default - I had lost my job and the majority of the overdraft was made up of bank charges. Am I entitled to reclaim bank charges if the account is closed?
2007-03-15 12:52:18 · 3 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Yes absolutely! Even closed bank accounts have a "shelf life" of 6 years for claims. Go for it girl and sting the bastards!
2007-03-15 23:08:12 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I would imagine so as the charges were illegal in the first place. The bank were in breach of contract.
|Have a look at www.moneysavingsexpert.co.uk
It explains why people are able to claim and how the charges are illegal. Even though your bank account is closed if the charges were illegal then I can't see what is stopping you.
Just be prepared to be persistent and follow the instructions given on the site.
Good luck
Good luck
2007-03-15 12:58:34 · answer #2 · answered by barneysmommy 6 · 0⤊ 0⤋
I believe you are.
Check the moneysavingexpert.com website for more details.
2007-03-15 12:57:51 · answer #3 · answered by Ian UK 6 · 0⤊ 0⤋