What steps should you take if you are a victim of identity theft???

Answer 1

The excerpt below is from U. S. Department of Justice
Federal Bureau of Investigation, Financial Crimes Criminal Investigative Division on what to do it you are a victim of identity theft:

"These steps are among those that should be completed by persons who believe they have been the victim of an identity theft:

• Contact the fraud departments for the three major credit bureaus to place fraud alerts on your credit file in order to reduce your risk of further victimization.
• Obtain and review a current copy of your credit report to determine whether any unknown fraud has occurred--(You will need to more closely monitor your credit going forward as some identity thefts can continue for extended periods of time).
• Contact the account issuer(s) where fraudulent accounts have been opened or where your accounts have been taken over--Ask for the fraud/security department and notify them both via telephone and in writing.

• Close all tampered or fraudulent accounts.

• Ask about the existence of secondary cards.

• Contact your local police department and file a police report.

• Notify the police department in the community where the identity theft occurred, if it is different from your own.

• Obtain copies of any police reports filed.

• Keep a detailed log of who you talked to and when, including their title, phone number, and other contact information.

• Contact the Federal Trade Commission's Identity Theft Clearinghouse and file an identity theft complaint at www.consumer.gov. Those complaints are utilized by law enforcement agencies, including the FBI, that investigate identity theft. You can also obtain additional information at that website regarding your rights as a victim.

• Online identity thefts can also be reported at www.IC3.gov."

Answer 2

First call all your lenders and notify them of id theft. Then bypass to you shut by Social protection place of work and rfile it to them besides. you will possibly be able to might desire to get a clean Social protection quantity created and alter all your credit card account numbers. do no longer forget approximately to tell your economic business enterprise so as that they are able to alter all your credit/debit enjoying cards and it is rather useful to alter your checking/reductions account numbers. additionally, make certain with the DMV that no-one has been in to get a drivers license or id card under you call.

Answer 3

been there and had that done too... it sucks.. i had to file a police report and then file fraud charges. the police took matters into their own hands and got me back a bunch of money... then for what i couldnt get cleared up, i had to write to companies and crediters... it took forever... it takes a lot of patients, time, and constantly checking.. i had all my credit cards changed so they had my middle name too... good luck

Answer 4

Were you a victim?