He asked if this is my parents’ home, and I said “Yes.” Then he told me, “Our Attorney is ready and there will be consequence toward your family if your brother doesn’t resolve this debt.” I don’t know what he means by consequence. Hope he doesn’t trying to go after my parents and their house…or me.
2007-03-14 06:31:52 · 13 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
Go to the governments "Do Not Call" website and register.
Inform the caller they have the wrong number AND TELL THEM YOU ARE ON THE DO NOT CALL LIST, they will stop because they can be fined if they call you after you register your number. And they have to update their database monthly with the do not call list.
2007-03-14 06:37:25 · answer #1 · answered by Kristy 4 · 2⤊ 0⤋
I'm sorry, but bill collectors are the lowest form of life. They'll tell you anything to scare you. Like the other person said, they can only legally go after the person who owes them money so you and your parents are safe. Although, if your parents were on the account with your brother, then they can be held financially responsible for the debt if your brother doesn't pay.
Oh, and the Do Not Call list only applies to unsolicited calls...like sales calls, people trying to sell you sometghing not bill collectors because they are calling about a business matter.
You or your parents can ask them not to call again and I think, by law, they have to stop calling.
2007-03-14 06:42:55 · answer #2 · answered by First Lady 7 · 1⤊ 0⤋
Can't go after you, or your parents unless you co-signed on something as previously stated. If this was on his own, and this person disclosed there was a debt...that is ILLEGAL. Your brother could sue for that. There is a lot of information on bill collectors harassing innocent people (legally not at fault), and they are getting away with it b/c others don't know the law. If this person tries to call again, note the date/time/what was said. Please look this up...or have your brother/parents do it if they are able. This is not acceptable bill collecting tactics.
2007-03-14 06:42:23 · answer #3 · answered by WantSomethingGood 2 · 1⤊ 0⤋
It is your brothers debt, not your parents or yours. That is as long as they didn't co-sign for his loan, or credit card or whatever it is. They cannot threaten you, I would reccomend sending them a cease and desist letter. That is basically a letter telling them not to call or contact your family again. This doesn't get rid of the debt, it is still owed by your brother, but it will get the bill collectors to stop calling you. The letter should be send certified, or Fedex or UPS, something where they need to sign for it. That way if they continue to harass you, you can sue them under the fair credit reporting act.
I included a link with a sample letter, it may need to be changed a little since it is your parents rather than your brother asking them to stop, but there should be enough to work with. Good luck.
2007-03-14 06:39:13 · answer #4 · answered by Anonymous · 3⤊ 0⤋
They'll say anything to get someone to pay money. Whether then can go after your parents or not - it probably depends on what kind of debt it is and how old he was when he incured it.
But, generally, people won't give credit to a minor unless the parents have co-signed for it. So your parents would be responsible for paying it. If he was over 18, then they are not responsible.
As for your responsibility:
Are you your brother's keeper?
2007-03-14 06:38:12 · answer #5 · answered by Anonymous · 2⤊ 0⤋
Is your brother over 18? If yes, then this bill collector is lying to you. If no, he's still blowing smoke--a minor cannot legally sign a contract for a debt. The only way you or your parents would be liable for your brother's debts would be if you co-signed on a loan with him.
2007-03-14 06:35:40 · answer #6 · answered by KCBA 5 · 3⤊ 0⤋
In a very nice voice, ask for his full name and the company he represents and an address where a check can be sent. Next send them a registered letter informing them that the person they are looking for is no longer at this address and any further contact via phone calls will constitute a harassment charge. Their lawyer will not bother you, they know better. Another method would be having your phone blocked to "no blocked calls" on caller ID. I would consult a lawyer in this area if nothing else works.
2007-03-14 06:47:16 · answer #7 · answered by Anonymous · 1⤊ 0⤋
The do no longer call checklist won't artwork, that's only for telemarketers. you have rights, and you ought to be attentive to your rights. in lots of states, possibly maximum states, you have a spectacular to tell those human beings to no longer call you. They certainly be attentive to -their- rights, so which you ought to be attentive to yours. call your state's workplace of client affairs and ask in the event that they have a pamphlet or internet site to tell you what rights you have. there is likewise a huge determination you are able to call for a state workplace that prosecutes violations. credit bureaus are in lots of cases abusive and skirt the regulation, so there -are- regulations proscribing what they are able to do. i think of in maximum states you are able to write them a letter. deliver it registered mail with receipt required, and then they are able to't say they did no longer get it. tell them in the letter that they are calling the incorrect huge style, and provide them the huge style in the letter so as that they are able to't say they did no longer be attentive to which huge style it become. And make it sparkling which you will 'take action' in the event that they do no longer leave you on my own. Then if the proceed to call you, do no longer confer with them. tell them you're reporting them, and carry close up. they're going to probably call you some extra cases besides, yet whilst they do no longer end you document them.
2016-11-25 19:53:02 · answer #8 · answered by villalobas 4 · 0⤊ 0⤋
The only way they could go after your parents is if they had co-signed for your brother. If not, get caller id and don't anwser when they call.
2007-03-14 06:40:42 · answer #9 · answered by watanake 4 · 0⤊ 0⤋
He's lying to you. Most of the bill collectors don't even have a legal leg to stand on and just harrass and threaten people to scare money out of them. You should inform him that you are recording the conversation and to please repeat what he just said louder and clearer. You can also ask for his personal information "who am I speaking to? mailing address? city? what company?" then use all that info to sign the poor guy up to 50 magazine subscriptions all set to COD (cash on delivery) and rack up HIS debt. I did that to a guy in Atlanta who claimed I owed money to my cable company when they themselves said "no sir, you're all paid up!" and he REFUSED to verify it or was trying to scam me.
2007-03-14 06:40:07 · answer #10 · answered by DarkLord_Bob 3 · 0⤊ 0⤋