Mortgage without income or low income. How much can i borrow?

Answer 1

Not much if your income is low. I don't know what your definition of having low income mean. Do you mean making less than $10,000/year?

Anyway, there are numerous factors that determine whether you qualify for a loan and how much you can borrow. Such factors include: Income, Debt-to-income ratio, credit history, your ability to pay, total savings, total debt, the type of mortgage, and so on.

Answer 2

Generally, a mortgage lender does not like to see your payment to be more than 35-40% of your monthly income. 40% of nothing is 0.