A criminal conviction in the U.K. is a material fact if the conviction involves dishonesty, irresponsibility, or criminality that is ‘repugnant to ordinary social or business standards of integrity’ and is either related to the risks insured or induces a reasonable insurer to apprehend greater than normal moral hazard. Certain convictions in the U.K. with mild sentences become “spent” and are therefore ignored for all purposes, including insurance disclosure, after a certain amount of time and depending upon the sentence. (The Rehabilitation of Offenders Act 1974.)
2007-03-13 08:58:27
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answer #1
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answered by Doethineb 7
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This might sound like a cliche but honesty is the best policy. Even if it doesn't have anything to do with theft or dishonesty, better to disclose it rather than for them to find out.
2007-03-13 09:00:10
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answer #2
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answered by Anonymous
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interior the destiny there will be a 2-tier healthcare device. One for the haves like Kennedy, privately run, the perfect docs and hospitals, and the different, for each and all the ObamaCare human beings. you recognize the rest.
2016-10-02 01:40:02
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answer #3
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answered by ? 4
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I am pretty sure that if the conviction is spent (ie the correct time has passed for the offence) you do not have to declare it to anyone at all!
2007-03-13 08:54:53
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answer #4
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answered by JoJi 4
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If they ask for the information, yes. If you lie, then make a claim on the policy later, they can refuse to pay.
2007-03-13 11:08:43
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answer #5
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answered by Anonymous
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do they ask for convictions? If they do I wouldn't lie....if they do not have a question regarding it I guess I wouldn't worry about it....usually applications have an area to explain if you answer yes to that question....
2007-03-13 08:54:33
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answer #6
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answered by Anonymous
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