Overdraw account! Help!?

Question

Hello -

My checking account is 1.000,00 overdraw since yesterday.

I will deposit this money to cover my account tomorrow. I am out of the country right now.

It is ok to stay a few days with the account overdraw?

I am very afraid, even thought I will cover it tomorrow. Do the bank can cancel my account until then?

I am not able to talk with them because I am traveling.

Thanks

Answer 1

You'll get a bunch of bounced check charges. If you try to put anymore checks or debit card transactions on it, they'll probably bounce.

I'm actually surprised they covered you for $1,000. unless you had overdraft protection. they'll usually cover you for a few dollars but not that much without overdraft.

You need to get the account covered as soon as possible. If you have a decent history with them, they probably won't cancel your account but they won't let any more transactions go through either so I wouldn't use your debit card right now until you get some money in the bank.

Answer 2

If you have your checking account information (routing & account #) you should try to go to a bank whereever you are to try to do a wire transfer to rectify it. The longer you let it go, the chances of it becoming a larger problem. The sooner you take care of it, the less likely you'll rack up unnecessary fees which would cost you about the same if not more than if you were to wire it.

Answer 3

Most times the bank gives u up to 30 days to pay it off in full..

Answer 4

you have time to do an internet posting, but not any to call or email your bank that you are so affraid of?