Which Bank?I want to open a joint account...?

Question

I want to open a joint account with my wife. Which bank has special offers and cheap to maintain, friendly,easy to use,has most of the important features for daily use(e.g. ATM access, EPTPOS, low rate Credit card, netbank, international ATM access, future good rate home loan etc.)

Thanks in advance

I live in Australia.

Answer 1

I have worked for many banks and credit unions in the past 12 years. I find the most user friendly institutions are Credit Unions. Look for one who does "share branching" meaning you can bank at other Credit Unions when you cant make it to yours. Also they share ATM networks which means that you can use any Credit Union ATM free of charge. They are also non profit orginazations so the interest rates on their loans and credit cards tend to be alot better than most banks. There are alot of Credit Unions that are open to the public so you should check them out when you get a chance!

Answer 2

I LOVE PC Finanncial.
It's NO FEE!!!!
Really!
I've banked there for about a year and could not be happier.
There is literally NO FEES!!
I hate all these huge, impersonal banks that don't give a rats ass about you.
The ONLY downfall, I find, is that there is no actual bank to go to.
Like with tellers and stuff. You go to a local kiosk and they can answer whatever. Plus their bank machines are great, with alot more options than a normal machine.
You earn PC Points towards rewards or, as I chose, free groceries! The first 2 months I got $20 in free groceries!
Interac, PC and CIBC transactions are FREE!!
you only pay if you go to ANOTHER bank machine.
Hope this helps!
Check it out!

Answer 3

Wachovia

Answer 4

I don't know where you live so I can't tell you.

Answer 5

probably washington mutual

Answer 6

www.netbank.com is awesome