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3 answers

Ussualy the rates that are advertised online are the lowest rates that have to offer and require very good credit. Each bank will be differant as far as exactly how good your credit has to be, but normally to get the best rates offered you have to over 700 credit score, and probably be able to put 20% down.

2007-03-12 04:25:56 · answer #1 · answered by Anonymous · 0 0

Not necessarily. Your rate depends a great deal on your credit rating, the lender you are talking with and the property you want to finance. Rates can even vary by county. Talk with several lenders in your area. Check your credit rating. Question the lender why you aren't getting a better rate. Listen to the answers. Good luck.

2007-03-12 11:27:07 · answer #2 · answered by lollipop 6 · 0 0

no. because it goes by what your credit score is. they go by what the average score is. shot me an email i maybe able to help you. i'm loan officer

2007-03-12 12:29:49 · answer #3 · answered by cmruffin1 2 · 0 0

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