Start with creating a budget. List everything you spend money on for a month. Include any debt payments and savings. Compare that to you take home pay.
You'll see how much extra you can start putting towards the debt. You can then see where you can slash your expenses and continue to put it towards the debt.
Then stick to the budget. My husband and I have been doing this for years, but this year was the first year we really stuck to the budget because we're trying to pay things off. It's working like magic. We're suddenly finding the money to make much larger payments each month.
If you still need more money after finding it in your budget, you can always pick up a part time job doing something like delivering pizzas to supplement your income. Or you can start selling some of your stuff.
It's not easy, but it does work. Good luck with it.
2007-03-12 02:45:00
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answer #1
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answered by Jen G 5
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This is the quickest investment, 1 year to get your 16K. 2 years to reach 65K
MReward
What is MREWARD? MREWARD, powered by IPC Shopping Services is a loyalty program designed to filtrate money in a pool and the ones that are eligible would get returns up to RM65,000.
How is it done? Its like a pool of money put aside everytime a person joins EM-PAY, each time you earn your eligible point, money is then given directly to you.
Think of it like an investment, MReward is a lifetime reward. Pay RM168 one time only, and let the money in the pool invest itself and work itself until you are eligible to receive the payments that sum up to RM65,000.
Join this unbelievable program today and stand to enjoy benefits way beyond the money you paid, remember the saying let your money work for you? Well, here at EM-PAY, the money definitely works for you, you don't do anything at all, the investment program will run itself and at the end of the day, you just get what you deserve.
How safe is MReward? Will my money be gone and i lose it? Is there risk?
First of all, MReward recruits customers from all over the world, not just Malaysia. The money left in the pool come from 26 different countries, China, India, Indonesia, Brunei, mostly asian countries.
Second, MReward (IPC Shopping Services) has won the ASIA PACIFIC INTERNATIONAL HONESTY ENTERPRISE AWARD. That makes IPC Shopping International the most credible and trusted corporate body in the entire Asia Pacific. NO they will NOT cheat you.
Your money once put inside your MReward Account and activated, your investment begins, your investment might take years, but its a promise that you will get your RM65,000.
Winters Network Em-Pay,
Nicholas
2007-03-11 22:51:06
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answer #2
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answered by Anonymous
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create a budget calculator....put all your expenses, allowances, and income monthly, and save the extra money after all the deductions...
control yourself from buying unnecessary stuff...
and if you are a business minded person, try buy and sell....
2007-03-11 22:13:42
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answer #3
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answered by Phoebe 2
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