Financial worries.?
I am working in a Recreation Center and am trying to consolidate my bills. I have a mortagage, credit card bills, student loans, a dog and weekly living expences. I wondered if someone could give me some advice on the best way to go about doing in all? Thank you very much for any help received.
2007-03-11 15:41:30 · 5 answers · asked by Truth Master 1 in Business & Finance ➔ Personal Finance
daveramsey.com
2007-03-11 15:48:49 · answer #1 · answered by Anonymous · 0⤊ 0⤋
First: Stop spending unnecessarily.
Second: Don't make any more bills.
Then: After LIVING expenses, pick one bill and pay it off, pay extra on it or pay it in a lump sum if you can, but get out from under it as fast as you can.
Then: You take the money from that bill and apply it to the next one you can pay off fastest and work until you get out from under it.
Then: Etc...
Trust me: It can be done. I went from a $100K mortgage, two car payments and a half dozen credit card bills to: No mortgage, four paid-in-full automobiles, and no credit card bills in less than seven years. I am not wealthy and occasionally still struggle to make ends meet because I don't make a lot of money. But if I lost my job tomorrow...that's all I'd lose.
2007-03-11 15:55:27 · answer #2 · answered by Appollyon 3 · 0⤊ 0⤋
Your best bet is to use a budget. That way, you can see all of your bills for the month (and year) in one glance. You can better plan your spending, and even get some money in savings.
I have an Excel spreadsheet I created for my budget. If you'd like a copy, just email me!
2007-03-12 01:20:23 · answer #3 · answered by boo's mom 6 · 0⤊ 0⤋
Hello,
This is Mr Chris Peters.I am a loan leder who give out loan at low interest rate of 3% to 5%.Are you financially down?Do you need help to pay your bills?If yes,contact me today for your loan at consultingpeters@consultant.co... or consultingpeters@myway.com.If you have contacted me before you are now to contact me via my new email address.I will be ready to help you regarding this as i am ready to work with you if you are a honest person.When you are contacting me plkease do include the amout of loan you need and the duration you need the loan for so that i can frward to you my loan terms and condition.I will be expecting your mail soon.Thank you
consultingpeters@consultant.com
consultingpeters@myway.com
2007-03-13 02:40:35 · answer #4 · answered by Anonymous · 0⤊ 2⤋
There are several ways to do this.
One is a consolidation loan that will roll all of your bills together.
Another method is to utilize a site like prosper ....
http://prosper.arnieosborn.com
Stop by... check us out... let me know if I can help.
2007-03-11 17:18:49 · answer #5 · answered by Arnold O 1 · 0⤊ 1⤋