Why does the bank charge me a fee for "insufficient funds" when they all ready know I don't have enough money?
2007-03-11 15:37:42 · 16 answers · asked by missellie 7 in Entertainment & Music ➔ Polls & Surveys
Didn't anybody recognize this question as a JOKE? oh my.....lol
It is one of those groaner jokes......
2007-03-11 16:13:48 · update #1
It is so that you learn to stop over-spending or writing checks when the funds are not available! At the bank I worked at, the fee was of 35$...trust me, once you got that fee, you made sure not to get it again.
A bank is a business thus it will not treat you like a child and give you a second chance. You are not their only clients and they have to treat everybody equally.
2007-03-11 15:44:41 · answer #1 · answered by Travel_Fan 2 · 2⤊ 1⤋
I once read this is the most profitable activity that banks have... I think they just enjoy making us suffer that bit more!
2007-03-11 22:40:40 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Because they expect that you will eventually get some funds.
2007-03-11 22:40:13 · answer #3 · answered by marklemoore 6 · 1⤊ 0⤋
It is just a slap on the wrist so you will be more careful next time.
2007-03-11 22:40:54 · answer #4 · answered by Anonymous · 0⤊ 0⤋
lol..not laughing at your situation...i know where you're coming from....and it really sucks when the fee is twice to three times as much as the "debit", or check.
2007-03-11 22:40:35 · answer #5 · answered by JenniT 6 · 0⤊ 0⤋
it is a punishment like a kid would get if he stole money from his parents. writting a check for money that you don't have is stealing... so the bank punishes you for trying to steal from them......
2007-03-11 22:44:42 · answer #6 · answered by Anonymous · 1⤊ 0⤋
LMAO! A question for the ages..
2007-03-11 22:41:16 · answer #7 · answered by ☆Karma☆ 6 · 1⤊ 0⤋
So they can get more money.
2007-03-11 22:44:57 · answer #8 · answered by Nico 7 · 0⤊ 1⤋
it's just another way to screw us little people over
2007-03-11 22:40:34 · answer #9 · answered by *<dEzI>* 3 · 0⤊ 1⤋
Maybe they don't like you. I don't know why they wouldn't, though.
2007-03-11 22:40:17 · answer #10 · answered by Dusty 7 · 0⤊ 1⤋