I bought a home on bad advice, the roof needs to be replaced, there is a room in the back that has no insulation and I have found vermin in the walls. I was able to kill the rodents and bugs and clean up but now there is drywall to replace and I can't aford any of it, is there some way to get help? On top of all this I am a student, have two children, and the problems with the house have made the gas and electric bill go up to $400 a month which I totally can't afford. I am so in need of guidance. Thanks.
2007-03-10 04:50:16 · 5 answers · asked by ajahare 1 in Home & Garden ➔ Maintenance & Repairs
You are in some trouble. Marry someone wealthy and fast! (sorry not helping I know - but no use being in dispair)
You might be able to temporarily repair the roof ... it's amazing what a tube of silicone can do. The lack of insultion renders the back room useless only some of the time. Make do for now - and shut some doors between rooms to limit the heating costs.... don't try and heat th eroom that has no insulation.. it's futile. You may as well try and warm the sky. Patch the drywall with cardboard and wallpaper for now. It can be replaced later.
Now.... what kind of advice did you get? Was it a mis-representation from the vendor? You may have a claim against them.
However, if you obtained professional advice about the condition of the home prior to your purchase and the professional inspection report failed to identify critical defects you may have a legitimate claim against the person who provided that service.
You should get some preliminary legal advice with this in mind.
BTW... most purchasers don't know what house defects are critical and, since the family home is the biggest purchase and investment most people ever make..... please always engage a professional to inspect prior to purchase... get a professional report... and so that the report has real tangible assets backing them up .... make sure they have a solid professional indemnity insurance policy. Truly expert professionals will always have Insurance in the interest of protecting their clients and themselves.
2007-03-10 09:32:39 · answer #1 · answered by Icy Gazpacho 6 · 0⤊ 0⤋
I am in the process of buying my first home right now, too. I, too, have two small children and I am a student and I am scared to death now from reading your post. I just had my home inspection today, and the inspector said that there are many government grants for things like insulation and other home repairs. I also know that in MI (where I am from) the DHS or FIA or whatever it is called now might be able to help. I know they help the elderly so why not others, too.
2007-03-10 15:58:35 · answer #2 · answered by sandra j 2 · 0⤊ 0⤋
Call a real estate agent, explain the problems, and see if you can get your place listed as a fixer. It is not healthy to keep your children in a place with a leaky roof and no insulation. Cut your losses and consider it a lesson learned. The land underneath the house will always have value, so you may be able to salvage something. Best wishes
2007-03-10 05:32:24 · answer #3 · answered by tylernmi 4 · 2⤊ 0⤋
I would suggest you sell the home. There are lots of handy people looking for fixer uppers. It doesn't make sense to run yourself into bankruptcy or forclosure. That would cause you financial problems for many years. If you can't afford the home and upkeep, get out of it and get a cheap apartment or trailer or whatever you an afford. Another option may be renting rooms for income.
2007-03-10 05:23:22 · answer #4 · answered by morris 5 · 1⤊ 0⤋
first of all what state are you in? i do home repairs and remodeling maybe we can work out some type of deal
2007-03-10 05:32:15 · answer #5 · answered by cedric h 1 · 0⤊ 0⤋