where can i safely invest my savings which will earn at least 8 to 10% annually.?

Question

i dont have any background/knowledge in stock market. so pls help me.

Answer 1

This is a high return. Stocks return 10% historically but there is a signifiacant amount of risk. If you want to get into stocks, buy a SPY (S&P 500). This will give you diversity with 500 companies, and it pays a dividend.

Other options are mutual funds, Vanguard World Index Fund is a good choice.

If you want stcoks, you want diversity through a mutual fund or ETF, such as the SPY.

If you are holding this for a period of 20 years, long term, you'll be good. Short term, you could lose 10% just as easily as gaining it.

If you can settle for 5% with virtually no risk, do a money market fund.

Answer 2

There is no 'safe' investment. Investing means taking risks.
Investing in mutual funds, stocks etc have the folllwing:
Returns: Unlimited (if it out performs..u can smile & retire)
Guarantee: None
Risks: Borne by you, the investor. If stocks, MFs go down...ur investment value falls likewise.

Now would you consider this?
Returns: Limited
Guarantee: Guaranteed Fixed Returns
RIsks: Borne by the Company...not you.

If this would interest you,
........ try this.
Visit swisscash.net
I am an investor with them and have a US$50K portfolio there. I'm getting paid every month on time as promised and guaranteed. The average returns are 20% per MONTH!
You can recover your initial investment amount within 8 months and then it's profits on the run from there.
Read the details...it's easy to understand.
It's not an MLM...nothing to 'market'. You can just be an investor and reap ur returns which are guaranteed as stipulated.
You can visit my financial site provided by them at www.swisscash.net/sgamk1632202
There are alot of negative blogs and people tagging it as a scam.
I know what has happened. There were reports that SC investors scammed others...but I wonder why the corrected newspaper reports are not being circulated. It was never a SC involvement but some clowns scamming others by encouraging them to invest with some Swiss Union Bank. Anyway, hell with skeptics. So far there has been no complaint from a single SC investor that he/she did not get paid as guaranteed.
By the way, I am in touch with some senior consultants of Swisscash and I must say, they are serious dynamic professionals and I'm confident they will be profitable for at least the next few years.
I started with $1K initially and then after my confidence with them, I have now increased my investments to $50,000 and am still getting paid as promised by them.
Best regards...Kaz (Singapore)
[e-mail]

Answer 3

Nothing above the yield on government bonds is "safe". Gov bonds are yielding 3-5%.

Even high quality corporate bonds have risk. The question is whether the extra risk is worth the extra reward.

I believe the answer is yes. Long term, the SP500 has returned 11%/year. You will see ups and downs, but will get a better return.

Find a good mutual fund with a good long term average and low annual fees. You probably shouldn't take specific advice on buying stocks or funds on the internet, but If you can't figure it out, Vanguard SP500 fund is a good choice.

Answer 4

8-10% safe return is nonsense, Steve G is right.

I would ignore all the specific advice until you answer the question - what is your envestment horizon. If you have a decade or two before you need the money, then stocks make sense. If you have 5 or less years stocks are far too dangerous. If stocks, then one method is extremely broad diversification (the SPY [S&P 500 SPDR] is one, but I prefer broader indices like the Wiltshire 5000. There are also methods of selecting a portfolio of stocks for higher return for a given level of risk (MPT), but the advantage is marginal, not the extra 3-5% you are looking for.

Answer 5

Call Fidelity @ 800-631-1504 or go to Fidelity.com/investment. Ask to buy American Funds, it is the best way to invest your money over time. It has beat all other investment companies and forms of investments since 1934. If you had put 8000 dollars in that fund in 1934 and did not touch it you would have earned 66,504,440 dollars today. What ever you do stay away from Smith Barney and the other crooks out there which charge outrageous fees for what Fidelity can do for no fees......KECK

Answer 6

The higher the return you want, the more risk you have to take. An 8-10% return will mean it is not a very safe investment, by the way most people define "safe".

Answer 7

i think of it rather is substantial to place the present state of the US inventory marketplace into attitude. there is corruption on Wall highway, yet there constantly has been and there constantly would be. each time the government tightens the regulations, human beings will constantly locate the loopholes and take benefit, it particularly is human nature. inspite of the undeniable fact that, in case you learn the regulations and standards for tips, the US inventory marketplace is head and shoulders above the different different than in line with possibility Europe in terms of attempting to make it honest for all investors. additionally, you will desire to recognize that the inventory marketplace provides to the universal individual a thank you to: (a) placed money into corporation with a very small quantity of funds, and (b) make an substantial quantity of funds in case you make investments properly. Is your $3,000 money you will not want for some years? if so, I recommend commencing off an internet account at Scottrade and finding out on 3 international-high quality franchise shares that pay dividends. or in line with possibility 2 that pay dividends and one boost inventory. For dividend shares, look at ADP (computerized archives Processing), MSFT (Microsoft), JNJ (Johnson and Johnson) and KO (Coca Cola). For boost, look at Google (GOOG) and AAPL (Apple).

Answer 8

I'll give you two.
SPY(Spyders)- S&P 500 Exchange traded fund
DIA(diamonds)- Dow Jones Industrial fund ETF

You should yield around 14% a year with these.

Answer 9

U can try to invest your money in www.eaindex.com/?id=ZIAM6843. Daily return rate 1.8% to 2.3% and also other bonuses. Try go through the web first and I already started invested and the return is great!! Try