Being a long term tenant(4 years), while out of town for the night I came home to find my front window broken and I had been robbed. Even if i had renter's insurance which I didnt, wouldnt my landlords homeowner's insurance cover this? If I myself had broken the window under different circumstances I would take full reponsibilty but I had nothing to do with someone breaking the window.............my landlords made no attempt nor offer to fix it so the repair came out of my pocket can they do this?
2007-03-07 14:22:27 · 8 answers · asked by justharley2u 1 in Politics & Government ➔ Law & Ethics
I would check your lease. Also try this site www.freeadvice.com, it gives free legal advice...ask them!!! I use them loads...
2007-03-07 14:26:34 · answer #1 · answered by Amina 3 · 0⤊ 0⤋
Hopefully you have fixed the "I don't have renter's insurance" because I am sure the cost of the glass was the least of the financial harm you suffered as a result of the robbery. You have to read your lease to see what you are responsible for. A police report would have at least shown you were not at fault for the breakage but based on the terms of the lease , not being at fault may not make a bit of difference. If YOU are responsible for returning the property back over in the "same" shape that it was received and if not , the deficiencies are taken from the "security deposit" (taking into account normal wear and tear).
As far as his commercial insurance covering it... who knows. Most commercial insurance companies have a requirement for separate coverage for glass breakage and may also have a $500 or $1,000 deductible on it BEFORE they pay 1 cent. So even having insurance may not generate a covered claim for him. (Owners of rental properties do not get homeowners insurance on a dwelling not occupied by the owner so the rules are different... as well as the rates charged)
2007-03-07 14:38:52 · answer #2 · answered by Bob 5 · 0⤊ 0⤋
You are resposible because you paid to have it fixed. If you wouldn't have, you might've been able to avoid it.
You're too late to do anything now. It'll cost you more in time and money to fight it.
You should really look into getting insurance. It's cheaper than replacing windows and items that were stolen.
Maybe a lesson learned?
2007-03-07 14:37:54 · answer #3 · answered by Amy Beware 4 · 0⤊ 0⤋
No his building insurance should cover it,or the land lord should pay for the window. The window is not your property, it is his.
If somehow you provoked the robery like selling drugs and having cash around then you could be responsible.
2007-03-07 14:29:14 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It depends on what state you are in. If you reside in either Arkansas or Mississippi then YOU are responsible for it. Otherwise, check the statutes. Some states are nicer to tenants than others.
2007-03-07 14:25:37 · answer #5 · answered by cyanne2ak 7 · 0⤊ 0⤋
specific, they'd desire to and in they are in a position to be (a minimum of in maximum places). In maximum jurisdictions, whilst an underage toddler commits against the regulation like this the confirm or mom or father could be held to account (with politeness and each now and then even in criminal court docket).
2016-12-18 08:07:51 · answer #6 · answered by ? 4 · 0⤊ 0⤋
It does depend on what state you live in. We have the "uniform owner resident relations act" and in my state the landlord would have to pay.
2007-03-07 14:47:19 · answer #7 · answered by David M 7 · 0⤊ 0⤋
Why didn't you have renters insurance...it is so cheap....then there would be no problem. What does it say in your lease???
2007-03-07 16:04:31 · answer #8 · answered by Anonymous · 0⤊ 0⤋