OK, so I sort of have a problem- and that is spending my money to quickly and not having a way to get it back. I am too young to get a job, and will only get a $5 allowance every week. LOL So, with this problem- I have another one to stack on top of it- It is my boyfriends birthday in a week or two. I want to get him a nice outfit from nice stores like abercrombie & fitch, hollister, and american eagle. I have enough to buy the things now but, will not have a lot of money afterwards. Please help me with tips on how to spend my money carfeully and tips to get alot! Thanks for your time .. =]]
2007-03-07 13:00:39 · 5 answers · asked by AB &♥; 3 in Business & Finance ➔ Personal Finance
If you are too young to have a job, you are too young to have a relationship so serious that you are buying expensive gifts.
You are however, never too young to learn financial responsibility. Go the library and get a book on person budgeting.
Here are some guidelines.
Determine what things are important to you, use that to start a budget.
Some recommendations (before you starting spending your allowance)
Give a percentage to charity
Put a percentage away for a major purchase (for me it's retirement, for you it might be that first car or first months rent or college)
Put a percentage away for a big, but less dynamic purchase (i.e a sweater, trip to an amusement park, etc.)
Put aside a percentage for gift buying (birthdays, Christmas, etc.)
(Recommend 10% in each of the above categories)
Don't spend more than you have left!
2007-03-07 13:23:35 · answer #1 · answered by azohawk 3 · 2⤊ 0⤋
If you make $5 a week that is a total of $260 a year.
You should not be shopping at Abercrombie with an annual income of $260 a year. Not even for yourself let alone for gifts for your current boyfriend. The store is overpriced. Period.
And at your age, you'll have a new boyfriend next month but still be broke. What then?
If you were to spend just $50 bucks on him, that is the equivalent of two and a half months of your income. When you get a job and start paying taxes, then go spend two and a half months salary on someone who is not related to you.
Are you tracking me on this? Or am I just hitting my head against a wall typing this? Are you old enough to get it?
Oh well, I've typed it now.
2007-03-07 13:35:00 · answer #2 · answered by Ethan 3 · 1⤊ 0⤋
Uh, you could always learn to WAIT. Delayed gratification is not an easily learned thing, so the only thing I can say is PRACTICE. Learn the difference between need and want, and be sure to remember to save for special events (birthdays, Christmas, ect...). It helps to get a calendar to write down important days when you'll need money, so you can look at it and decide whether or not you'll have enough time to re-build your personal bank.
2007-03-07 13:12:50 · answer #3 · answered by Kelsey K 2 · 3⤊ 0⤋
hi It truly sounds like he married you only for funds and his family members may seek for more suitable funds from you. Are you in reality baby on your father and mom? besides, it truly is a disappointing marriage. particular he doesnt love you as his spouse or recognize you as his more suitable positive 1/2. Like he call for ur income, you are able to also call for that he percentage all his economic aspect to you. save some information for each and each of the money you supply him. some evidence for even the marriage expanses and dowry given. stop giving any funds to him, except searching after family members expanses. If he doesnt spell WE, then it isn't marriage. i could say, kick him off. may be carry out the count number number in the front of ur father and mom and some mutual elders or family members. Have a open communicate and see if he's interested in construction a family members or seeing you as a ATM gadget. save a objective date for him to regulate and make u confident that the marriage will artwork. If issues doesnt replace, document for divorce. tell him to payback each little thing and wander off. in the different case you'll flow to police and document a case of dowry harrasment. there are a range of circumstances of girls document pretend dowry case. it truly is truly undesirable from the females aspect to difficulty some threat free boy and his family members. yet why no longer u document a real case even as it truly is genuine? Dont enable him walk away. it truly is terrible that he's taking out all ur confusing earnd funds, and bigger over damage u bodily. pls msg me if u wish
2016-12-05 09:38:08 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It would be more special if you made him something. Or you can scale back your spending after his birthday knowing you made someone very happy. It doesn't hurt to ask your parents to help buy him his gift. I'm sure they would understand!
2007-03-07 13:09:07 · answer #5 · answered by KindaConfused 3 · 1⤊ 0⤋