2007-03-07 08:39:13 · 9 answers · asked by Jon 1 in Business & Finance ➔ Renting & Real Estate
A rating of 460-599 is considered a "D" credit rating ... which makes it hard to find financing in most cases. I'd suggest opening an account with a small, local credit union. Explain that you'd like to improve your credit rating ... with an end-goal of re-financing your mortgage. It may take time, but you can build that score back up ... and get a decent rate at the same time. Best of luck!!!
2007-03-07 08:44:20 · answer #1 · answered by Bonny K 4 · 1⤊ 0⤋
K...you can do a refi if you need to provided you dont have a foreclosure within the last 3 years. This kind of loan can be done with a D lender...or hard money. I personally know of at least 2 lenders who will do this deal at a decent LTV.
2007-03-07 21:43:52 · answer #2 · answered by queenvwr 2 · 0⤊ 0⤋
I'm confident that you must find all financial solution at: loanhome.info-
RE With a 460 credit rating, is there any way to refinance my $190,000 house?
#EANF#
2014-09-03 18:24:56 · answer #3 · answered by ? 1 · 0⤊ 0⤋
I seriously doubt, unlesss you're doing like 70% loan to value. You would still have a high rate, but maybe lower than what you have now?
If I can help, contact me with more info.
msmith@premierloangroup.com
Martin Smith
2007-03-07 16:42:11 · answer #4 · answered by Martin S 1 · 0⤊ 0⤋
With your credit score being so long you might be able to, you just will have a high intrest rate.
2007-03-07 16:46:17 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Try membership in a credit union.
2007-03-07 16:41:20 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Probably, but your interest rate is going to be astronomical.
2007-03-07 16:41:39 · answer #7 · answered by Wayne Z 7 · 0⤊ 0⤋
When pigs fly.
2007-03-07 16:42:32 · answer #8 · answered by Anonymous · 0⤊ 1⤋
yes because you have good credit
2007-03-07 16:42:24 · answer #9 · answered by princess 1 · 1⤊ 5⤋