How do I find out about qualifications for 1st time home buyers assistance in Michigan?

Question

My fiance and I are getting married in September. But since the market is so great for first time home buyers in Michigan we are also semi-actively looking to buy a house. We don't have the kind of cash for a downpayment or closing costs, since it's all in the wedding fund. Should we just wait, or is there assistance that we could find?

Answer 1

I am a Michigan Finance Broker and have been for 14 years. There are many programs out there for 1st time home buyers and many with no down payment and also sellers can pay all your closing costs. I am very good at what I do and many times my buyers bring zero to the closing or even sometimes get money back. If you would like to ask me more questions or get you pre-approved I would be glad to assist you. All my clients always come back to me for my honesty and because I explain everything in full detail, never leaving my clients in the dark on what is happening. you may contact me via email.

Answer 2

Congratulations.
In any event try these sites plenty of help out there.
STATE’S WEB SITE: http://www.mi.gov/
HUD’s Local Home Buying Programs in each state. From State Governments:
http://www.hud.gov/buying/localbuying.cfm
FHA Federal Housing Administration loan programs: http://www.fha.com/
FHA Rural Housing loan programs: http://www.rurdev.usda.gov/rhs/common/indiv_intro.htm
US Government Housing assistance grants all areas:
http://12.46.245.173/pls/portal30/catalo...
US Government Grants page: http://www.grants.gov/
US Federal Domestic Assistance catalog for all Federal Programs available to State & Local Governments & the Public
http://12.46.245.173/cfda/cfda.html
All government Benefit Programs http://www.govbenefits.gov/govbenefits_en.portal
US GOVERNMENT CONSUMER TIPS ON HOMES: http://www.consumer.gov/yourhome.htm
Low Income Home Purchase Assistance (Private): http://www.nehemiahcorp.org/
AFFORDABLE HOUSING CONTACT LIST FROM REALTOR.COM US GOVERNMENT AND ALL STATES: http://www.homefair.com/homefair/servlet/ActionServlet?pid=187&art=contlist&cid=homefair
Low income housing assistance (private) Habitat for Humanity: http://www.habitat.org/
USDA Rural Housing programs & eligibility requirements: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
List of all available Federal programs http://www.govbenefits.gov/govbenefits_en.portal;jsessionid=FX2KrmkSYpQNWvJT5M5bCT8d6NfrbMGL2kWh01jgmGKD5HYmGYyj!-1747634320?_nfpb=true&_pageLabel=gbcc_page_locate_federal&_nfls=false
Finding out what benefits you are eligible for with the US Government
http://www.govbenefits.gov/govbenefits_en.portal?_nfpb=true&_pageLabel=gbcc_page_questionnaire&_nfls=false
Buena Suerte

Answer 3

try the Michigan State Housing Development Authority at the web site listed below

Answer 4

My husband and i used flagstar bank there it is called FHA Loan. They helped us alot. you can got to www.flagstarbank.com

Answer 5

call your banker or loan broker