Whats the best saving tips you use?

Answer 1

Being loved is be happy.
As far as your question, I bleive you are young. Here goes....
Buy things- livee in a safe place, having enough food, buying clothes, books and bicycle. What else do people need. If your job does not pay enough get another job or a second job.
Believe you are prosperous and God will provide for you.
Be peaceful and keep your word to yourself and others.

Answer 2

Here's a few:
- If you have a 401k at work, most companies add matching money the first x% you contribute. Contribute at least that much. Think of it as giving yourself a raise. Plus the money comes out before you see it, which makes it easier to not spend it
- Bring your own lunch rather than eating in the cafeteria or a restaurant - that probably saves a few dollars a day
- Cook for yourself rather than eating in restaurants - that saves several dollars per person per meal.
- When you do eat out, drink tap water. Most restaurants charge $1.09 to $1.99 for a soft drink (plus tax plus tip so it's really more like $1.35 to $2.50). You can buy a whole 2-liter bottle for 99 cents on sale. Alcoholic drinks and desserts are even worse.
- Use coupons when shopping
- Try store brands. Some are just as good as the name brands. I've even found a few I like better.
- Pay your bills on time and pay the full amount on your credit cards every month. Late fees and interest are VERY expensive.
- Don't buy things you don't really need.
- When something that doesn't spoil goes on sale, buy several months worth. If you're lucky, there will be another sale before you run out and you'll never have to pay full price.

Answer 3

DaveW has some good ones. My approach is similar. The way I see it, if you didnt spend it, it has been saved. The little things add up. I get my chuckles every morning when I drive by the Dunkin Donut shop and see the idiots lining up to fork over 3 bucks for a mediocre cup of coffee. lol ,,,
There are so many things you can do for yourself and not have to pay some "expert". The more people you keep out of your pockets the more cash you have left over to ponder what to do with. In the end you will have little choice but to wind up with actual booked savings.

Answer 4

1. I have a savings account that I have a loan payment pulled from each month (it's a credit union). I write the check for an even amount and the excess accumulates.

2. I have a seperate savings account that I put $25/month in. I list it has a bill and even give it a "due" date.

3. I also have automatic payments set up in my Quicken. Quicken deducts it from my balance - therefore, I don't "miss" it.

With these, I save at least $75/month. It's not much, and I'm sure a lot will disagree with it (at least the Quicken thing - I know my husband hates it), but it adds up.

Answer 5

Don't buy books or magazines.Use the Library, Don't go to movie theaters, wait for the dvd's com out to rent. watch what you buy every day like coffee soda's ect, and stop buying something like that 1 or 2 days a week. It does'nt take much to start saving, you just have to decide if you want savings or empty coffee cups.

Answer 6

To help you with budgeting & saving I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program with features including budgeting, financial planning, real estate analysis, shares valuation, life insurance...
Costs AU$29 so it's not a huge investment but a good value for money that will get you going well with the personal budget.
You can get it on
http://www.parcusgroup.com/index.html
Regards

Answer 7

save small,

i save $8 monthly.

Answer 8

Every penny saved is penny earned

Answer 9

Don't spend money you don't have, e.g., don't put a bunch of stuff on credit cards.

The interest you pay is a huge waste of your money.

Answer 10

If you don't NEED it don't buy it.
If you do need it, buy it only if you can pay for it.
Eat at home and brown bag it for lunch.