where can i go online to help me create a monthly budget?

Question

I am resently single and I could use a little help in this area.

Answer 1

I recommend Mvelopes Personal. Their online service lets you set up a budget that doesn't just track your past spending, it also lets you save systematically for future expenditures.

Links in Sources to more info about Mvelopes and also a free downloadable ebook about budgeting.

Answer 2

I personally look after my family budget and all spending items need to be accounted for so that at any point in time you know where you are. Requires discipline but that's the only way.
To help you with budgeting I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program with features including budgeting, financial planning, real estate analysis, shares valuation, life insurance...
Costs about US$24 so it's not a huge investment but a good value for money.
You can get it on http://www.parcusgroup.com/index.html
Regards

Answer 3

First, go through all of your bills, and total them up. Then figure out your monthly income. This may sound simple, but subtract the expenses from your income. If there is still money left over, you will not have to cut anything out (if there are things that you can cut). Figure this out first, and then go online to find free budgeting forms. Depending on your pay periods (weekly, biweekly,etc.), then you can go through the expenses and figure out which ones to pay on what pay date. This is to ensure that you at least have enough money to get you by between pay periods.

Sometimes, a community may have free or little cost budgeting classes. They are not long, but very useful.

Answer 4

I use an Excel spreadsheet I created. I can look at the budget by month and year on one page.

If you'd like a copy of it, just email me! I'm happy to share.