2007-03-05 08:35:27 · 4 answers · asked by wlfrvn3 2 in Business & Finance ➔ Investing
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2007-03-05 09:52:04 · answer #1 · answered by Anonymous · 5⤊ 0⤋
VUL for one could mean Variable universal life insurance. That the only thing I can think of.
2007-03-05 08:41:30 · answer #2 · answered by momoftwins1986 1 · 0⤊ 0⤋
VUL is variable universal life insurance. In simplistic terms, you can think of it as a cash value life insurance policy that invests its cash value in subaccounts similar to mutual funds.
The advantages of VUL are that it offers a potentially more cost effective way of financing a permanent policy, and if one runs out of tax qualified retirement options, it offers another tax deferred option in which to shelter long-term investments. Because of a virtual wash between interest rates for policy loans and collateralized cash value, your money can be accessed virtually tax-free for retirement.
Don't let anyone feed you the tired "insurance ain't a good investment" line when it comes to VUL. When combined with a genuine insurance need, VUL is a hard option to beat. A.L. Williams, the Primerica "buy term invest the difference" guy, started an investment group offering exclusively VUL policies after leaving Primerica. Although it painted him as the biggest hypocrite in industry history, he knew it was the best thing going.
VUL can be sold only by a financial advisor or securities-licensed insurance agent.
2007-03-05 08:52:05 · answer #3 · answered by Rob D 5 · 2⤊ 2⤋
What is it? Can you give us some more clues?
Vancouver Ultimate League
Variable Universal Life insurance
Constellation Vulpecula
Virginia University of Lynchburg
2007-03-05 08:39:54 · answer #4 · answered by Matthew M 3 · 0⤊ 0⤋