2007-03-04 23:28:36 · 12 answers · asked by fiona h 1 in Business & Finance ➔ Personal Finance
Have a look at www.moneysavingexpert.com
there are all the letters you need there plus lots of advice and success stories - there are some pitfalls in teh process but stick at it and dont be disuaded when you get a flat no - keep goiung and you will get back what is rightfully yours - i have and am delighted.
Good luck
2007-03-05 00:07:42 · answer #1 · answered by bevflower 3 · 0⤊ 0⤋
I would hold fire for the time being, i read yesterday that the Office of Fair Trading in the next three weeks are going to force the banks to return the charges. Presently you have to take them to court if you are unlucky with a letter, if you challenge the bank they are paying up sums of money but not necessarily all of it and are then closing the accounts down. With the OFT ruling they will not be allowed to close accounts and make life hard for you!
2007-03-05 00:24:36 · answer #2 · answered by rose 3 · 0⤊ 0⤋
Can I ask why should you spend money that is not your's when ever you feel like it and not get charged? Is it fair that bank now going to charge all customer's as you & your fellow debtor can not cut your cloth according to what you have!! So no help with letters!
2007-03-05 08:18:51 · answer #3 · answered by Anonymous · 0⤊ 1⤋
i used www.penaltycharges.co.uk
Everyone on there is claiming back charges from banks/credit card companies. you can download letters and the intrest calculator
Fully recomended. Very helpfully.
2007-03-05 00:33:43 · answer #4 · answered by davidstuartevans 2 · 0⤊ 0⤋
Hi,I am really glad you asked this question because this is on my agenda this morning.Abbey National has been ripping me off for nearly two years,I have just changed to Nationwide.I have clicked on the suggestions shown and they are very helpful.Thank you to the questioner and the contributors.I will inform anyone who needs to know about the results.Don't let the bastards get it away with it.
POWER TO THE PEOPLE! (John Winston Lennon)
2007-03-04 23:45:11 · answer #5 · answered by joshua lockjaw smiff 1 · 1⤊ 0⤋
you know i am in the same boat as you abbey have been ripping me off, i was charged 89 quid today for 30 quid each for direct debits taken while i was overdrawn, i dont have nay that would have caused this, its a disgrace, they are a rubbish company
2007-03-05 00:11:05 · answer #6 · answered by ? 5 · 0⤊ 0⤋
Go to which.com site.
I used their letters and got all my money back and £100 extra as a mark of goodwill
2007-03-04 23:32:12 · answer #7 · answered by Smurf 7 · 0⤊ 0⤋
Go to this page at the bbc and they have all the letters to download. http://news.bbc.co.uk/1/hi/business/6170209.stm
2007-03-05 06:56:17 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Watchdog have one on there website because they did about it in one of there shows.
Good Luck
2007-03-04 23:37:59 · answer #9 · answered by Anonymous · 0⤊ 0⤋
go to www.moneysavingexpert.com and you will find the forms you need. Hope this helps :)
2007-03-04 23:32:41 · answer #10 · answered by gixerbry 3 · 0⤊ 0⤋