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bills, that people have fallen behind with...Why should these menacing bullys be given the power to do this.?

2007-03-04 21:24:25 · 12 answers · asked by David 4 in News & Events Current Events

bluebadge, it must be wonderful to be you...I am refering to friends, both working,he had an accident at work his wife stays home to care for him.Now their worried sick about mortgage,bills and now this crap with c.c..

2007-03-04 22:35:49 · update #1

12 answers

It is proposed that in the future bailiffs will be able to forcably enter your property.
But the real problem is the society we live in,the must have now society what ever happened to "I want that so I'll save up for it".
When I left the army in 1984 I was a County Court Bailiff for 12 monthsand I showed lots of people how not to pay the warrants for money that they had.Butmost of the people I dealt with were on council estates andwere not working but the things they were being chased for were Items like bigger tv,s or automatic washing machines,things they could have got by without.

2007-03-05 11:35:49 · answer #1 · answered by Anonymous · 1 0

The only time a bailiff will call at your house is if you default on a court order even then you can open the door only pull it out after you they cannot force there way in but if your door is open and they put one foot inside they have then gained legal access, if it were to become more serious they would have to get from a judge a warrant to enter your home and they would have to get the police to break in. I think that more should be made aware of what bailiffs can actually do as most think they can do what they like and they will give you the impression they can that is pure bullying.

2007-03-04 21:37:09 · answer #2 · answered by Bernie c 6 · 0 1

At present only court appointed bailiffs can force entry where it involves non-payment of fines but wrongly the government seem determined to change that to include private bailiffs. The Bill proposing it is about to get it's 2nd reading in Parliament. As someone with personal experience of them I know they will attempt to use any and every tactic to bully people into compliance and I suspect it is society's most least able that suffer most. As long as you don't let them into your house there is little they can do but to anyone who is getting intimidating letters from them I'd suggest they check out the Citizens Advice website or make an appointment to see them. They can only bully if you give them that power. While debt can weigh heavily there are ways out of it but first you've got to face it.

2007-03-05 07:22:43 · answer #3 · answered by bob kerr 4 · 1 0

In the eyes of the law, what is the difference between credit card debt and other debt? I know that it must be a nightmare when these people knock on your door, but it has always been part of the debt collection process. If you weren't tough on debt, some people would have a field day spending with gay abandon, knowing that they had no intention of paying. In fact, many people do anyway, and increasingly, declare themselves Bankrupt.

I do appreciate the argument, that credit card companies almost promote irresponsible borrowing. I suppose that that creates something of a moral defence, but, in the final analysis, people have to learn to tale responsibility for their own spending and borrowing.

Unpaid debts, increase costs for suppliers, which in turn, increases prices for everyone else.

2007-03-05 00:01:14 · answer #4 · answered by Veritas 7 · 0 0

Where did you here this? Mickey mouse news? Any way if you pay your bills what you worried about?
I get a bit tired of people complaining about the way outstanding bills are chased up. It is a long process from missing a payment to a bailiff knocking on the door. A lot of letter writing/receiving, court procedures, etc etc. Then the bailiffs come to collect the due debt and the costs.
If you pay your bills, you don't have a problem. If you live beyond your means then you do. IMO anyone with a credit card is living beyond their means, and will come to a point where they cannot pay one credit card bill with another credit card.
All of this is just another sign of how greedy we have become as a society.

2007-03-04 21:35:21 · answer #5 · answered by bluebadger 3 · 3 2

They shouldn't. The majority of private bailiffs misrepresent their powers to gain entry as it is. They bully people and threaten them with the police. The only powers the police have is to prevent a breach of the peace - not to assist in gaining entry. They are supposed to give you a breakdown of their charges. 40% don't. What abuse of power can we expect when they are allowed to break down your door? An Englishman's home is his castle? Not any more thanks to Blair and his cronies. The Human Rights Act does not apply to victims.

2007-03-04 21:35:43 · answer #6 · answered by Anonymous · 1 1

The credit card companies are losing a lot of profit by people going bankrupt and having their debts wiped. The greedy cretins will have pushed for these measures to ensure they get as much money back as possible from customers who are struggling to cope with the criminal interst rates these cards charge.

2007-03-04 21:29:24 · answer #7 · answered by Smarty 6 · 1 2

Bailiffs have no power of enrty. They cannot force there way into properties. Once the door is opened though then they can go in. I think that is the case. Something to do with civil law. UK anyway. Not sure about the US.

2007-03-04 21:28:08 · answer #8 · answered by Anonymous · 0 3

Yep this is true David, heard it on the news this morning -

I have just re-enforced my front door as I am probably first on their bloody list!

lol

2007-03-04 21:39:51 · answer #9 · answered by EMA 5 · 1 1

i hope they dont mind their heads bashed i with a hammer because thats whats going to happen if they do this to me or my family.

2007-03-04 21:45:14 · answer #10 · answered by ? 1 · 1 1

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