Creative ways to Save Money?

Question

I'm looking for some creative ideas or ways to save money?
Any Suggestions

Answer 1

Pay for everything with a bill and save the change in a container. For example, if you go somewhere and the total is $2.14 pay with three dollars or higher and put the 86 cents in a change jar. It may not seem like much, but it adds up quick.

Answer 2

Several ways, even though they may be old fashioned, and some accountants vote against them.

A christmas club, or reduce the number of with holdings with the IRS. The accountand says that you are letting them use your money for free. Actually that is true, but you do get a vary valuable service in return. They take the money out of your check befoe you see it, in other words, a forced savings. If you just have $20 a week taken out you may not even notice it. At the end of the year, or at tax time you end up with a little over $1,000 in your hands, and all of the taxes have been paid.

If you were able to follow the accountants advice, well that would mean that you are not like the rest of us. We need all the help to save anything.

Answer 3

well I being a college student hopefully can give you some creative ways I use to save money....I save money by walking to most places I need to go that are in town, bargain shop when shopping for groceries, clothing etc. I set aside a certain amount of money per month for going out with friends!! well hope that these help you in some way

Answer 4

I'd automatically say a savings account, but when you say creative, maybe you mean of getting the money to save.....pick a means to putting money away....say so much everytime you curse....silly but if you use alot of profanity, you may end up with a nice sum to put in an account. Or if you normally spend on a certain item, say ciggarettes, put away as much you spend on a pack each time you buy one....you could apply that to anything....each drink you buy and so forth

Answer 5

Give yourself a cash allowance every month or paycheck. So much for dining out/entertainment, groceries, etc. When that money is gone that is it. That way you can always have a set amount to put away into savings, mutual funds or whatever you like. 401K is a good way if you have one through your job that is automatically taken out of your paycheck.

Answer 6

Put 10% of everything you earn in a bank and never touch it again. If you can save 10% of your earnings, you'll save a lot of money. You can spend the 90% of your money on yourself.

Answer 7

one way is to have a piggy bank, like a tin you cant open until its full. fill it with all the lowest denominator coins you have at the end fo each day. after several months you can end up with $50 without noticing.

Other ways are, if you buy your lunch, start making home made lunches but putting the money you woudl have spent to the piggy bank also, it will build up over a year.

Answer 8

Anytime you get money in your hands go to the nearest bank and invest in some cd's.

Answer 9

For every ten dollars you spend, save one dollar.

Answer 10

Stop paying for food. I bet nobody has ever done that before.