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I am seeking a personal loan in the amount of $30,000.00. I am willing to repay this at 12% interest over 60 months with the payment being $560.00 monthly.
It is needed to pay off my second mortgage and some credit card debts.
I can easily afford this payment if the other items are repaid. I currently do not have enough available equity in my home or I would go through a bank, paying off my second mortgage will give me about $28,000 of equity in my home, thus being able to refinance my first mortgage, thus paying off this loan sooner, which is what I am aiming for here.

2007-03-02 13:38:46 · 4 answers · asked by Andrew 1 in Business & Finance Personal Finance

4 answers

Try http://prosper.com

They offer exactly the lending services you are looking for.

2007-03-02 13:43:12 · answer #1 · answered by Brad L 4 · 0 0

There are a bunch of people on line that claim to be private lenders. Problem is, they're scam artists so be careful. I'm sure you're going to get a bunch of offers right about now.

They'll want you to send a "Security Deposit" (which is really their scam fee) or they'll ask you for your bank account info so they can wire transfer the "loan" into your account. Problem is, with your bank account info, they'll be cleaning your account out.

Be careful. Only deal with known lending institutions or your are likely to lose a ton of money.

Sorry, I with I could help with the loan but I can't. I just hope I can protect you from the scammers that are lurking about on Yahoo.

2007-03-02 21:50:53 · answer #2 · answered by Faye H 6 · 0 0

Go for it there a lender out there for you best of luck

2007-03-04 03:30:09 · answer #3 · answered by pattibcacl 6 · 0 0

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