2007-03-02 09:36:20 · 5 answers · asked by fmc 1 in Business & Finance ➔ Personal Finance
Get a few more jobs or get a gun and a bullet. Point that to you head and pull the trigger. Good luck either way ;)
2007-03-02 11:26:28 · answer #1 · answered by C L 5 · 0⤊ 1⤋
My husband and I were in a similar situation (I am a full time student, we have a house, etc, etc). We went to our local branch of the National Foundation for Credit Counseling. They set us up on a debt management plan and a budget. This allowed us to close our credit accounts and not have to pay any more interest or late payment fees. We now pay less than half of what we were before and about $400 less than what we would have had to pay to get out on our own. DO NOT go to a debt consolidation place. They screw you over big time with fees and stuff. If you decide to get a loan, do it at a credit union. Their rates are much lower than a bank. You can find out where to go (for the NFCC) at the link below.
2007-03-02 18:16:25 · answer #2 · answered by olgapastuch 2 · 0⤊ 0⤋
I think everyone deals with this at one time or another. Yo have to have a lot of discipline an dedication to stop living from paycheck to paycheck. You have to stick to a realistic budget and stick to it. If you bring home $1000 every two weeks and your bills come to $1200 then you have to first admit you have failed in your old way. That is the first step. Now list all the bills including debts. Realistically label your bills and their due dates. Do not spend on things that you "WANT", only spend on the things you "NEED"!
Honestly just rty the best you can and stick to it.
2007-03-02 18:52:00 · answer #3 · answered by ANJANETTE C 3 · 1⤊ 0⤋
Get yourself a job.
2007-03-02 17:40:01 · answer #4 · answered by SGElite 7 · 0⤊ 0⤋
Get a few more jobs!
Sucks to be you!!!!!
2007-03-02 17:47:43 · answer #5 · answered by Anonymous · 0⤊ 0⤋