2007-03-02 08:16:27 · 6 answers · asked by jen123 1 in Business & Finance ➔ Personal Finance
I have not so perfect credit
2007-03-02 08:17:54 · update #1
Wells Fargo Financial offers credit to people with less than perfect credit
2007-03-02 08:21:58 · answer #1 · answered by Primdiva 3 · 0⤊ 0⤋
Here are some good lenders to try: orchard bank (which is part of hsbc); first premier bank; capital one. I was in your shoes (quite possibly worse), and each gave me a card. Don't expect much credit at first if your credit is really weak (probably $300-$500, made even less by upfront fees) but at least they're unsecured and a good start on the road to good credit. Also, you probably don't want to apply for all three at once; credit inquiries drag down your score. I would apply in the order that I listed them - I think orchard's the easiest, then first premier, then capitol one. Good luck!
2007-03-02 08:31:46 · answer #2 · answered by TJ 3 · 0⤊ 0⤋
All credit cards are unsecured credit. In other words it is not like your auto loan where repossession could happen or mortgage foreclosure and sell of your home. You may have to pay a higher interest rate based on your credit history. I would suggest googling in "high risk consumer line of credit."
2007-03-02 08:28:26 · answer #3 · answered by thomas p 7 · 0⤊ 0⤋
you could go to bankofamerica.com. they have a couple of great secured cards and they report to all three bureaus regularly.
2007-03-02 08:20:04 · answer #4 · answered by theoneandonlye 1 · 0⤊ 0⤋
you might want to go here to compare them they have a few listed,
http://www.bestcreditrates.net
2007-03-09 10:27:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
try this website http://www.bestcreditrates.net
2007-03-04 16:43:57 · answer #6 · answered by Anonymous · 0⤊ 0⤋