need help. credit card statement.?

Question

is there any way to use your credit card/bank card to make a purchase, and not have that purchase show up on your statement. i'm buying a somewhat expensive gift and although i don't mind the money missing from the account, i'd like for my husband not to see where it was bought or the exact amount it was. i could just take cash out but i need to buy it online. help. please. if possible.

Answer 1

Each month, the credit card user is sent a statement indicating the purchases undertaken with the card, any outstanding fees, and the total amount owed. After receiving the statement, the cardholder may dispute any charges that he or she thinks are incorrect (see Fair Credit Billing Act for details of the US regulations). Otherwise, the cardholder must pay a defined minimum proportion of the bill by a due date, or may choose to pay a higher amount up to the entire amount owed. The credit provider charges interest on the amount owed (typically at a much higher rate than most other forms of debt). Some financial institutions can arrange for automatic payments to be deducted from the user's accounts.

Credit card issuers usually waive interest charges if the balance is paid in full each month, but typically will charge full interest on the entire outstanding balance from the date of each purchase if the total balance is not paid. you can get a best credit card and get online credit card statement at: http://www.lowest-apr-cards.com/index.html

Answer 2

There's no way that it wouldn't show up on your statement. The only thing I could suggest is that you intercept the statement it'll be listed on and then make the payment for him that month. It won't be on the next statement, so he won't have to worry about it being listed as to where it came from. Make sure you let him know ahead of time too so he doesn't freak and think you're payment's late too! Just say, "Hey, hon, I bought you an extravagent gift, but I don't want you to see the statement where it shows where it was purchased from, so I'm gonna take this month's statement and make the payment for you. Ok?" My husband and I used to do that all the time. As long as he kept me in the loop as to why I wasn't getting my statement, I was fine w/ that. At least it saved me from freaking out on the cust. svc. rep. when I would call the bank and wonder why I didn't get a statement.

Answer 3

You could try going to almost any drugstore and picking up one of those pre-paid Master Card/Visa credit cards.

Try the link below for more info.