My credit is bad do I have a chance in renting an apartment?

Answer 1

Absolutely. Lots of people have bad credit, and they all live somewhere. As long as you have some cash on hand, someone will take it. Many landlords will take just about anyone who pays the first and last months rent plus a security deposit up front.

Answer 2

it seems like most people have bad credit these days, so not to worry so much.

there was a time way back when when i had the same condition myself. this is what you do:

you find landlords that either live in and own, or else those that (particularly, i don't know why, but it works best with europeans of perhaps croatian descent--no racism/nationalism intended here) own a group of say, no greater than 13 unit apartment buildings and (again, europeans are great on this one) do not want to sell them. being that so many places have gone condo, i think that's pretty smart, you ask me.

anyhoo, they will want you to pay for your credit check. big deal. what you do is you go over to meet the landlord yourself, to see the apartment and to PAY DA MONEY, HONEY. bring cash, bring greenbacks. no checks, no money orders, no american express. CASH.

offer to pay one month's rent plus two to three months' security deposit. just get receipts signed, original, receipts. get a lease. make sure that it says how much you put down.

uh, i failed to mention: if you rented ANYWHERE in the past, provide the landlord with written referrals, or at least phone numbers of former landlords/roommies.

you have to start somewhere, right? so, start. but i most strongly advise you: do not get evicted! do anything to avoid an eviction appearing on future credit reports. then, when you buy a place, do not get foreclosed on! both are considered worse than even an old bankruptcy!

happy home to you.

Answer 3

what they look at on your credit is if you have a foreclosure, eviction or owe a property company money, also at utility companies. If you have any of these you'll need to clean these items up first, or you could find a private individually owned small apartment complex if you are unable to clean these items up. Good luck hope this helps. You can go on equifax.com or myannualreport.com and pull your own credit report, you are entitled to a free report 1 every 6 months and see what's on there and dispute any errors, clean it up before you apply to save the hits on your credit. Landlords don't look at credit cards or medical bills, only utility companies and anything to do with your housing.

Answer 4

of course you do - all you need to do is find a landlord that doesnt care about credit reports or doesnt do credit checks - renting an apartment isnt the big deal - now buying a house may be another story

Answer 5

Almost sure that you will find all financial answer at: loanhome.info-

RE My credit is bad do I have a chance in renting an apartment?

#EANF#

Answer 6

It may depend on whether it's a renter's market. If the complex has lots of vacant apartments, they're going to become less selective on who they let move in. If they only have one or two apartments empty, they're going to get a lot more selective.

Answer 7

If you can prove you have a job, I don't see why not. Not all landlords check credit report.

http://www.cheap-credit-cards.org for information on how to rebuild credit yourself

Answer 8

All a landlord wants to know - is if you will pay your rent on time every time. prove that (with references, history, income and job stability and you'll be fine.

Answer 9

depends on where you live and how much they want for the apt and how forgiving they are...they might just ask for MORE money up front.

Answer 10

Yes, but you may need a co-signer.