What is the best way to secure a future, is it property or pensions, what are people doing nowadays?

Answer 1

As far as you can, a balance of Property, Savings and Pension.
Property is unlikely to drop much in value - but you never know, and anyway, you need somewhere to live.

Pensions have tax advantages, but even if they don't steal all your money, you are relying on someone else to decide when you take your money and how much you get.

Savings - especially ISAs - are more satisfactory. You get the tax advantages, you can invest up to £7,000 per annum and you can decide when to take the money, and how much you want to take. I realise not everyone can do all this, but as far as poss., don't put all your egss in one basket.

Answer 2

The answer is a balanced, low cost, tax-efficient mix of investments. The longer you have until retirement, the more risk you can take. Property will only be a safe return if you have a long time to go before you retire. An employer's pension scheme is often a "no-brainer" first investment, followed up my cash or shares ISAs (where the income from these is tax free and you have some flexibility).

Answer 3

You can't secure something that hasn't occured yet, all you could do and should do is just keep living. None of us are promised tommorow so what good would accumulating mass wealth (monetary or property wise) be if you died tommorow and had no one to give ikt too. I'm saying unless you donate all your money to family or charity the gov't will take it with oprn arms. So why stress about a future you are not sure of, just save some money and hope for the best.

Peace

Answer 4

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Answer 5

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Answer 6

Pensions are going down the toilet arnt they? I would go for property!

Answer 7

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