It's always easy to lend people money, but getting it back is always hard. Well just call them up and say, hey remember that money I lend you? Well can I have it back now? because I need the money...
Hope you get your money back... It sucks trying to get your money back, i feel your pain...
2007-02-28 18:04:08
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answer #1
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answered by Rain L 5
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I am glad to hear you have closed the Bank of WWBaby. Loaning money to family and friends is a sure way to become estranged and never see them. Only loan money to f & f's that you can afford to never ever need and the same holds true for loaning possessions. I would rather co-sign for a loan for them but that is still no guarantee.
Contact them the day before their pay day and remind them where you will be to collect the money or ask if they would rather you come and pick it up. If they say they only have part of it...take it and write a receipt.
If you never get the money back look at it this way...they will never ask again and you probably got away cheaper than them milking you for life.
Good luck.
2007-02-28 18:26:37
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answer #2
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answered by Anonymous
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The first rule of lending money is: Don't lend it, unless you're willing to give it. Don't tell them that. This will make you feel less piss ed when you don't get it back.
Second, if you are willing to lend but want it back, have them sign a contract. Something like: on such and such a date, I so and so, loaned(use loaned) this person, this amount of money. The loan is to be paid back in blank weeks at this much paid to me a week. Both of you sign and date it, and anyone else there to sign as witness. This will form a contract, with this you can take them to court to get your money back.
When they do pay you back give them a receipt for each payment so you will have proof of how much and when they paid you back.
Enough of that. To get your money back, say hey cuz, do you have any of that money you lent me. When he says oh, I'll give you 20 bucks next week, make up a payment arrangement on paper with the date and so on. Same for your sister.
Though if it were my sister, I would just ask her with out being rude or pissy and let her know that you did her a favor lending her that money and if she promised to pay you back remind her of that, tell her you need it back. If she doesn't pay you back, let it go. Family is too precious to lose over money. Next time she asks you, tell her you can't, you just don't have it to give. Good luck.
2007-02-28 18:11:56
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answer #3
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answered by bellbottombleus 4
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Go up to the people that you loaned the money to and calmly, explain that you must have made a mistake because you thought they were going to pay you back sooner and now you are in need of a loan from them for the amount that they loaned you plus a little bit more. Promise to pay them back as soon as you get the money, then just wait. If they never ask, they figured it out.
Another way to get around the issue is to ask them what they would do to get repayment from someone that walked on a note to them. If it sounds good, follow their advice and do to them what they advise.
2007-02-28 18:08:46
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answer #4
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answered by dartiator63 4
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Just simply go to her and ask her for your money. Maybe she forgot about you loaning her money and just needs a reminder. Just make sure you don't tell someone else to ask for you, because then she will know you are scared to ask and will take advantage of that and never pay you back. Here is what i would say.
You: Hey how are you doing.
Her: Good.
You: Do you remember when i let you barrow some money?
Her: (if she forgot) O yeah!
You: When do you think you will be able pay me back, I really need it right now.
Her: ??? Not sure what she would say but hey this is worth a shot and most of the time how I go about geting my money back. I let my friends barrow money all the time and they forget all the time. A simple reminder heps them remember and most of the time they pay you right on the spot. Hopefully this helps. Peace.
2007-02-28 18:06:51
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answer #5
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answered by Victor C 2
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Tell whomever you loaned money to-that you need the money back-to take care of your necessaties! And, after or before, you get your money back from these people, let them know (nicely) that you will not be loaning them or anyone else money from now on. Also, if you need to or want to, put it nicely, that you are not a bank. You need that money-asap! Ask nicely, then if it is getting harder to get the money back-get stronger on your requesting it back, still nicely, just stronger. If need be, and you have proof, and the money is a high enough amount, you could, if worse came to worse, mention small claims court. But I don't think it will get that far. Take care.
2007-02-28 18:05:25
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answer #6
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answered by SAK 6
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You don't.... At least this way you are sure that the person won't ask for a loan from you again till the old loan is paid back.
2007-02-28 18:08:23
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answer #7
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answered by Anonymous
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You go over, and you say "Oh, I had forgotten, but I really need to know if you're able to pay back the money because I owe a bill. I wouldn't ask if I didn't really need it, you know?"
Then, she thinks that you need the money, and she might feel bad that she hasn't paid you. And it doesn't look as if you've been sitting judging her for not paying you back.
2007-02-28 18:04:26
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answer #8
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answered by Theresa A 6
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Say, "Do you have that $30 I loaned you because I need it." It's your money, ask for it back. Don't be afraid. You were nice enough to loan it.
2007-02-28 18:03:51
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answer #9
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answered by patchouligirl 4
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say, I need the money that I loaned you.
learn from this and quit giving your money to freeloaders. put it in the bank or donate it to an agency that really needs the help.
2007-02-28 18:03:38
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answer #10
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answered by KitKat 7
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