Many people are confused about how diamonds are priced. The best explanation is that asking for the price of a diamond is like asking for the price of a house. A real estate agent can’t quote you a price for a house without knowing its size, condition, location, etc. This process is the same one used when buying a diamond. A diamond’s beauty, rarity, and price depend on the interplay of all the 4Cs—cut, clarity, carat, and color.
The 4Cs are used throughout the world to classify the rarity of diamonds. Diamonds with the combination of the highest 4C ratings are more rare and, consequently, more expensive. No one C is more important than another in terms of beauty and it is important to note that each of the 4Cs will not diminish in value over time.
Once you have established those 4C characteristics that are most important to you, a jeweler can then begin to show you various options with quoted prices.
THE DIAMOND QUALITY PYRAMID
A Tool to Help Understand a Diamond’s Value
The Diamond Quality Pyramid is a framework to help you compare diamonds. While all diamonds are precious, those closest to the top of the pyramid—possessing the best combination of cut, clarity, carat weight and color—are the earth's rarest and most valuable.
Diamond Quality Pyramid
CARAT
Refers to the weight of a diamond.
Carat is often confused with size even though it is actually a measure of weight. One carat is equivalent to 200 milligrams. One carat can also be divided into 100 “points.” A .75 carat diamond is the same as a 75-points or 3/4 carat diamond.
A 1-carat diamond costs exactly twice the price of a half-carat diamond, right? Wrong. Since larger diamonds are found less frequently in nature, which places them at the rarest level of the Diamond Quality Pyramid, a 1-carat diamond will cost more than twice a 1/2-carat diamond (assuming color, clarity and cut remain constant).
Cut and mounting can make a diamond appear larger (or smaller) than its actual weight. So shop around and talk to your jeweler to find the right diamond and setting to optimize the beauty of your stone.
CLARITY
Refers to the presence of inclusions in a diamond.
Every diamond is unique. Nature ensures that each diamond is as individual as the person who wears it. Naturally-occurring features—know as inclusions—provide a special fingerprint within the stone. Inclusions are natural identifying characteristics such as minerals or fractures, appearing while diamonds are formed in the earth. They may look like tiny crystals, clouds or feathers.
To view inclusions, jewelers use a magnifying loupe. This tool allows jewelers to see a diamond at 10x its actual size so that inclusions are easier to see. The position of inclusions can affect the value of a diamond. There are very few flawless diamonds found in nature, thus these diamonds are much more valuable.
Inclusions are ranked on a scale of perfection, known as clarity, which was established by the Gemological Institute of America (GIA). The clarity scale, ranging from F (Flawless) to Included (I), is based on the visibility of inclusions at a magnification of 10x.
Some inclusions can be hidden by a mounting, thus having little effect on the beauty of a diamond. An inclusion in the middle or top of a diamond could impact the dispersion of light, sometimes making the diamond less brilliant.
The greater a diamond's clarity, the more brilliant, valuable and rare it is—and the higher it is on the Diamond Quality Pyramid.
COLOR
Refers to the degree to which a diamond is colorless.
Diamonds are found in almost every color of the rainbow, but white-colored diamonds remain most popular.
Diamonds are graded on a color scale established by the Gemological Institute of America (GIA) which ranges from D (colorless) to Z. Warmer colored diamonds (K–Z) are particularly desirable when set in yellow gold. Icy winter whites (D–J) look stunning set in white gold or platinum.
Color differences are very subtle and it is very difficult to see the difference between, say, an E and an F. Therefore, colors are graded under controlled lighting conditions and are compared to a master set for accuracy.
Truly colorless stones, graded D, treasured for their rarity, are highest on the Diamond Quality Pyramid. Color, however, ultimately comes down to personal taste. Ask a jeweler to show you a variety of color grades next to one another to help you determine your color preference.
Nature has also created diamonds in intense shades of blue, green, yellow, orange, pink or – rarest of all – red. These diamonds are called ‘colored fancies’ and are extremely rare and highly treasured.
CUT
Refers to the angles and proportions of a diamond.
Nature determines so much about a diamond, but it takes a master cutter to reveal the stone’s true brilliance, fire and ultimate beauty.
Based on scientific formulas, a well-cut diamond will internally reflect light from one mirror-like facet to another and disperse and reflect it through the top of the stone. This results in a display of brilliance and fire, thereby placing well-cut diamonds higher on the Diamond Quality Pyramid than deep or shallow-cut diamonds. Diamonds that are cut too deep or too shallow lose or leak light through the side or bottom, resulting in less brilliance and ultimately, value.
Cut also refers to shape—round, square, pear, or heart for example. Since a round diamond is symmetrical and capable of reflecting nearly all the light that enters, it is the most brilliant of all diamond shapes and follows specific proportional guidelines. Ask a jeweler to find out more about these guidelines.
Non-round shapes, also known as “fancy shapes,” will have their own guidelines to be considered well-cut.
What to Spend
Diamond Buyer's Guide
Buying a diamond means investing in a piece of forever. A true miracle of nature dating from the beginning of time, each diamond purchase is special.
Every individual buying a diamond seeks out the best they can afford. Nature’s variety means that you will always find a diamond to suit your taste, budget and occasion. If you’re about to buy a diamond engagement ring, you may want to consider the often-quoted guideline of spending one to two month’s salary.
You can rest assured that the diamond you buy will be a sound financial investment. Their rare qualities have been sought after for thousands of years. Their desirability and value remain undiminished today and will continue through the years to come.
But, whatever you spend, your diamond will represent one of life’s deepest emotional investments. It may eventually be passed down for generations, cherished not just for what it is worth, but for what it means.
Finding a Quality Jeweler
The 5th C: Confidence
A good jeweler is the first step to a smart diamond purchase. To find a jeweler you can trust, ask your family and friends for recommendations. Your jeweler should be knowledgeable about diamonds and help you feel comfortable making this important purchase.
If you are unaware of a jeweler in your area, it may be helpful to contact the Jewelers of America (800-223-0673) or the American Gem Society (800-341-6214) for a recommendation.
2007-02-28 17:21:41
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answer #1
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answered by GiGi 4
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I like your Nickname.
Well! Jack........ These tips will help.
1.Don't go for the largest. It will undoubtedly be fake or a Blood Diamond.
2. Make sure it has an identity number and paper that comes with it. The number is on the base of the diamond. It can be checked out with a magnifying glass check it at the jewelers.
3. Wipe it over your lip, a real diamond will have a rough surface.
4. A real diamond will cut glass.
5.Look at the facets, see how the light filters through the different prysims of the diamond cut. 6.A good diamond will have clarity and no cuts. Minor floors are acceptable the less the more expensive.
7. Buy from a reputable dealer or jeweller.
I hope that helps
2007-02-28 17:27:37
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answer #2
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answered by Anonymous
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The FOUR C's: Cut, Clarity, Carat, Color.
Any good jeweler will have a brochure that explains them but, in short, Clarity and Color have top to bottom ratings.
Cut determines the type or shape - round, oval, princess cut. Most women have a favorite so if this is for an engagement ring you should find out which she wants.
Clarity - determines how many flaws are in the diamond - the key here to minimize or eliminate how many visible (to the naked eye) flaws exist in the stone. The fewer the flaws the better and the more $$$.
Color - the closer to white/clear the better and the more $$$; i.e. no yellow.
Carat - the bigger the more bling and, well, bling ($$$).
Hope this helps!
2007-02-28 17:20:54
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answer #3
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answered by Maxbps 2
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There are a number of factors you need to consider when buying any diamond, let alone an engagement ring. Diamonds are graded based on the 4 C’s; cut, clarity, color and carat weight. The way it is cut has a huge impact on the final product as it is one of the most important steps in the process. Carat weight has an impact on the price you must keep that in mind if you have a budget.
2015-08-20 00:12:35
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answer #4
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answered by ? 2
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by the four C's : cut, carat, clarity, and color.
the basic clarity chart is:
internally flawless being the most expensive but the best on the market : its marked IF
very very slightly included: next in line marked: VVS1 or VVS2
very slightly included: going down the list marked: VS1 and VS2
slightly included: SI-1 and SI-2
imperfect: I1 I2 I3
for clarity the best is VS2 and above
Color chart - the best color for a diamond is no color
Colorless: D and E and F
near colorless: G and H and I and J
slightly tinted: K and L and M
very light yellow: N and O and P and Q and R
light yellow to fancy yellow: STUVWXYZ
the best for color would be I or higher.
to find a great diamond for a great price is the determine the carat and compare that with the color and clarity, a big diamond with yellow tint is not necessarily good compared to a smaller carat but with a colorless color and slightly included if you know what I mean.
if you live by a costco you can go inside and get a great brochure on the diamonds they sell there, great quality. and the salespeople at your local jewelry store can help you determine what diamond is best for you for the price you are willing to spend. good luck !!
2007-02-28 17:26:25
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answer #5
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answered by aNna 3
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The 4 C's
Cut - The shape
Clarity - how clear and without imperfections
Carat - How big
Color - the closer to white the better but true colored diamonds are worth more.
The most important when judging a diamond in my opinion are cut and clarity. That is what is going to make the diamond sparkle the most.
2007-02-28 17:24:08
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answer #6
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answered by mommy102905 3
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The best thing you could do is go to a trusted jeweler to have the ring made. You don't want to be sold or pay for something that isn't what they say it is. Go to Zales.com or Debeers.com and see the different ratings on cut, color, clarity...the big three C's. But even if you know what the color or clarity means, you still need to get the ring from someone who isn't going to sell you a lesser quality for the higher quality price.
2007-02-28 17:22:16
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answer #7
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answered by nd721 3
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the 4 Cs
Cut, Clarity, Color, Carat. cut is its shape, there are many different shaped of diamonds. and basically all you have to determine with that is what your lady will like the most. i would say the clarity and color is way more important...
colorless diamonds are more rare, and therefore more expensive.
clarity means the amount of carbon debris you can see in the diamond.... check out the website i listed.
2007-02-28 17:25:43
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answer #8
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answered by Lauren 2
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clarity,, the cut of the diamond,, and of course the size.
2007-02-28 17:19:47
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answer #9
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answered by mala 3
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you want to make sure it is clear as can be, not discolored or cloudy. make sure it has a cut you like. see if it shines. look up more on the net
2007-02-28 17:17:24
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answer #10
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answered by Anonymous
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