I am tired of being charged interest rates on trasactions. I want a grace period interest free... What is the best deal around.
2007-02-28 15:54:37 · 8 answers · asked by erdavis666 2 in Business & Finance ➔ Personal Finance
Check out American Express.
https://www124.americanexpress.com/cards/selector/?CCNR=CARD_SELECTOR
2007-02-28 16:02:24 · answer #1 · answered by GeneL 7 · 0⤊ 0⤋
I personally use American Express because of the points. I always use my points for free airline tickets and the card has no limit. I can charge what I want without it affecting my credit. I charge up to 10k a month and pay it in full by the due date.
I also really like Discover. It is not accepted by a lot of places, but you get a percentage back on all purchases and the cut off dates and due dates are more generous.
2007-03-01 00:11:48 · answer #2 · answered by Sirena 5 · 0⤊ 0⤋
The best card for you will depend on the categories (gas, grocery, restaurants, etc.) in which you spend $5K per month. This is because lots of rewards cards pay different rewards percentage rates (up to 6%) in different categories.
To quickly see which card will pay you the most rewards for *your* spending profile, check out the rewards calculator at http://www.creditcardtuneup.com/ .
2007-03-02 21:03:02 · answer #3 · answered by moviegoer_j 3 · 0⤊ 0⤋
American Express is undoubtedly the best card to use if you pay in full each month. The rewards points can be used to purchase fantastic merchandise, airline tickets, hotel stays, cruises, etc. Fantastic card, excellent service.
2007-03-01 00:02:43 · answer #4 · answered by Tulsen 2 · 0⤊ 0⤋
You should not be charged interest if you pay the bill in full every month.
If you want a high limit and pay it off every month you might consider an American Express card.
2007-03-01 00:48:58 · answer #5 · answered by VATreasures 6 · 0⤊ 0⤋
I would look for a card that offers cash rewards. Cards that offer points you can trade in for inflated priced merchanidse or services can be limiting. Cash is good anywhere. Mine is through Chase. When I've acquired enough points, I just request a check and they send it to me.
2007-03-01 00:08:58 · answer #6 · answered by reflex 3 · 0⤊ 0⤋
The amazon card has the most rewards ever !
http://www.goldvisacreditcard.com
2007-03-01 00:19:00 · answer #7 · answered by bordercenturion 2 · 0⤊ 0⤋
For me, there's no such thing as best credit card. Spend only what you can afford is my motto when it comes to shopping. :P
2007-03-01 00:40:31 · answer #8 · answered by carlota_2312 2 · 0⤊ 0⤋