2007-02-28 15:13:06 · 6 answers · asked by Steenskees 2 in Business & Finance ➔ Small Business
Geesh, no. In fact, in most states, no records exist of either after such a time period, and in states that do keep Drivers Records longer than that, a Court Print (The record anyone could ever see besides a Judge) only goes back 10 years.
2007-02-28 15:18:10 · answer #1 · answered by Anonymous · 0⤊ 1⤋
Well I just successfully secured a SBA loan and I am looking at my application right now and it does not ask about DUI or anything like that , but it does specifically ask " Have you ever filed any petition under the Bankruptcy act " I know that that info is suppose to fall off after 10 years but if I was you I would just get a credit report from all three agencies and see if it still shows , you don't want that to show up on your record an SBA loan is already hard enough to get you would just make it that much harder if that info is on your credit report.
Hope That Helps
2007-03-01 00:01:23 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If they ask "Have you EVER filed for Bankruptcy?", it is best to answer honestly. If you say no and they find it, you're busted.
But if they are not that direct about it, you certainly don't have to bring it up.
Edit Note: In reference to the person's statement above, a Bankruptcy CAN be found in public record and past court documents even if it is old. I am a Bankruptcy Paralegal and all I had to do was call a toll free phone number to find people's past bankruptcy information....I found one as far back as 1980 with one phone call.
I don't know about DUI's though....not my department.
2007-02-28 23:19:18 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Depends on if the bankruptcy is still on your credit report, most of the time they fall off after ten years. You can look for free at www.annualcreditreport.com if it’s not on there then you don’t have to tell them anything. As far as the DUI goes I’m not for sure how long that stays on your driving record. You could try contacting you insurance agency they could find out for you I’m sure. If there nothing on you driving record then I wouldn’t tell them anything.
2007-02-28 23:21:33 · answer #4 · answered by master_fargone 2 · 0⤊ 0⤋
DUI.. no.
Bankruptcy...They will pull your credit before you get the loan. If it's still on your credit, they will see it. If it's not, and they don't ask, you don't have to mention it.
If they ask and you lie, and they find out (which is easy to do) you will automatically be denied.
2007-02-28 23:22:00 · answer #5 · answered by Stacy 2 · 0⤊ 0⤋
probably but only if they ask.
2007-02-28 23:16:11 · answer #6 · answered by .:*BeAuTiFuL*:. 3 · 0⤊ 1⤋