We added my daughter to our policy a month or two ago and then I lost my job this month and wanted to temporarily take my daughter off of the newly implemented policy and go back to the old one. When I asked the GEICO representative on the phone if it was possible to go back to my old policy, she said she would check with her supervisor -- a few mins later she came back and say "sorry, no - because once your daughter got her license she is required by VIRGINIA LAW to get coverage".
So I asked, "does that mean I'm screwed" -- literally I asked that question and you know what she said ?
"That's right sir"...
...I think I'll be looking for a new insurance company tomorrow morning.
PLEASE LET EVERYONE KNOW GEICO USES BAIT AND SWITCH TECHNIQUES TO KEEP CUSTOMERS LOCKED INTO EXPENSIVE CONTRACTS WITH THEM.
2007-02-28 10:28:36 · 11 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
Bait and switch means they advertised something to you and later on tell you something that obviously wasn't covered in the contract.
In my case, GEICO said it was in my contract -- it was not -- I know, because I just went through it with a fine toothed comb.
2007-02-28 10:50:29 · update #1
This is NOT the first time GEICO has screwed me. A couple of years ago they took SEVEN MONTHS to review a claim I had made during a hurricane when a lady was nice enough to rear end my truck as I sat out on I-95 in the pouring rain.
Result ? They denied the claim and charged me the $500 deductible to fix my truck...Basically, I'm paying for insurance that doesn't really insure me against much...
2007-03-01 02:53:22 · update #2
GEICO SUCKS their extremeties in commerical advertisement only tells me they're hurting.
2007-03-07 11:37:43 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You did not describe "bait and switch" in your case. The woman explained the state's auto law to you. If your daughter is a licensed driver, she has to have insurance.
Your only option would be to cancel your insurance and buy elsewhere, knowing that you are violating a law by not including your daughter.
You may be guilty of insurance fraud, if you don't fully list all family members when you buy insurance.
Bait and switch means someone advertises something at a low price then forces you to buy something more expensive when you try to buy the lower priced item.
2007-02-28 10:36:41 · answer #2 · answered by regerugged 7 · 1⤊ 0⤋
It wasn't bait and switch. Don't expect any better treatment from any other insurance company. Their prime responsibility is to protect their stock holders. which means to sell as many policies as possible and pay as few claims as they can legally get away with. And I personally don't like the way they treat cavemen people- who don't believe in the concept of insurance.
2007-03-08 09:31:04 · answer #3 · answered by J.W. 2 · 0⤊ 0⤋
Q: what's the suited weight for a criminal expert? A: Ten kilos - yet that incorporates the urn. lol the only above is somewhat super! George and Lenny opt to bypass North u.s. in a warm air balloon. even however, neither have been particularly experienced balloonists, and Lenny's strategies immediately drifted from navigation to strategies of ways clouds look like cuddly little bunny rabbits. Upon understanding that they have got been misplaced, George declared, "Lenny -- we can could lose some altitude as a thank you to be sure the place we are." George we could some warm air out of the balloon, which slowly descended below the clouds, yet he nevertheless could not tell the place they have been. a techniques below, they might see a guy on the floor. George diminished the balloon, to ask the guy their area. whilst they have been low adequate, George called all the way down to the guy, "whats up, are you able to let us know the place we are?" the guy on the floor yelled returned, "you're in a balloon, approximately a hundred ft up interior the air." George called all the way down to the guy, "you're able to be a criminal expert." "Gee, George," Lenny spoke back, "how are you able to tell?" George responded, "because of the fact the advice he gave us is a hundred% precise, and is punctiliously ineffective". the guy called returned as much as the balloon, "you're able to be a customer." George yelled returned, "Why do you assert that?" "nicely," the guy spoke back, "you don't comprehend the place you're, or the place you're going. you purchased into your quandary via a loss of making plans, and might have prevented it by potential of inquiring for help until now you acted. you assume me to grant an instantaneous scientific care. if actuality learn you're interior the strategies-blowing comparable place you have been in until now we met, yet now that's by some potential my fault." Does this have something to do with he e book Of Mice and adult men?!? (like the characters!)
2016-10-16 23:28:06 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Hey i am here for the first time. I came across this question and I find the answers truly useful. I am hoping to give something back to the community and assist others too.
2016-08-23 19:43:38 · answer #5 · answered by Anonymous · 0⤊ 0⤋
i find them to be cheaper and more reasonable/fair than progressive. no single insurance company makes the law. although the insurance lobby does have a hand in creating certain laws.
2007-02-28 10:40:29 · answer #6 · answered by J Q Public 6 · 0⤊ 0⤋
Pretty much every insurance company requires that you put every driver in your home on your policy.
2007-02-28 10:35:37 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Sounds cool
2016-07-28 09:11:31 · answer #8 · answered by ? 3 · 0⤊ 0⤋
You're switching policies. You're at fault. Not theirs. Should have kept the old policy.
2007-02-28 11:00:12 · answer #9 · answered by Kilroy 4 · 0⤊ 0⤋
tell the state insurance agency I know in florida its pretty hollow and they get away with everything they want
2007-02-28 10:32:25 · answer #10 · answered by Anonymous · 0⤊ 0⤋