I know they are but if i didn't want them harrassing me all the goddamn time and calling my house couldn't i just make a fake name and inforamtion so they wouldn;t know who i am, or is that illegal?
2007-02-28 05:51:34 · 5 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Collectors are scum. That being said, the best way to get rid of them is to pay off your debts & stop borrowing for crap you can't afford. If you don't owe them anything, you can make them stop calling. If you continue to owe, they will call you, your employer, your neighbors & your cousins. So, please spare Cousin Buford the trouble of having to call you & tell you some collector is looking for you. Just get a 2nd job, cut back on expenses & clean up your mess. We quit borrowing in 2002 & got on Dave Ramsey's plan in 2004. Since then, we have paid off tons of debt, we have money saved for emergencies & large purchases & we never fight about money. I strongly encourage you to get a copy of his book: "Total Money Makeover".
Btw, it is illegal to use an alternate name to commit fraud (borrow & not repay) or to identify yourself to a government agency (cop, DL ofc, etc.). However, it is perfectly legal to use an alternate name for almost any other reason in the private sector. For instance, my dry cleaner has an alternate name for me. I always pay cash in advance, so why on earth would they need to know my full complete name & address as requested? Same goes for my online shopping accounts. I pay with prepaid debit (or money orders) & have all shipments sent to a family property in the woods. FRAUD is illegal & immoral; PRIVACY is legal & wise. It is much harder for someone to steal your identity if you aren't swiping/typing your credit card numbers & writing checks all over the place. My family used to think my behavior was paranoid. However, when my grandfather found out someone in CA had ordered checks on his account, I started to look like the smart one in the family. :)
2007-02-28 07:07:18 · answer #1 · answered by Tom's Mom 4 · 0⤊ 0⤋
perhaps the enterprise felt that it replaced into completely happy. They in all hazard presented some variety of settlement perhaps. they does no longer have any variety of debt bumped off till it replaced into happy to their liking. Why do no longer you supply them a decision just to make particular?
2016-09-30 00:36:20 · answer #2 · answered by intriago 4 · 0⤊ 0⤋
Pay your bills and stop borrowing and giving a fake name is illegal.
2007-02-28 06:03:29 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Yes they are they could give you break, get somebody to help you out so they stop hassling you I wish you all the best
2007-02-28 06:12:24 · answer #4 · answered by pattibcacl 6 · 0⤊ 0⤋
What'swith these people? I mean, they gave you the money, right. And now, they want it BACK?? I mean, get real. Who do they think they are?
2007-02-28 06:06:53 · answer #5 · answered by Anonymous · 0⤊ 0⤋