In December of 2003 my husband went out drinking with his friends in his brand new car. He got into a pretty serious accident and left the scene. He was initially charged in 2004 of failing to remain at the accident and careless driving. He was convicted of failing to remain and an illegal lane change when all was said and done. He then went on to sue his insurance company for failing to pay his claim(rightfully so) and now he lost in small claims court and is blaming the court systems and the insurance company. He wrecked his own car by drinking and driving and i am soooo glad he lost in court but he feels he was shafted and is now looking to file an appeal. I think he was wrong and the insurance company shouldn't have paid his claim, but he feels differently. Do you think that i am right for thinking this and for not supporting my husband through all of this?
2007-02-27 15:38:04 · 10 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
He didn't do a hit and run he just failed to remain at the scene but he did stop because his car was completely wrecked!
2007-02-27 15:47:57 · update #1
u r right for thinking what u think. would he expect u to support him if he went and randomly killed someone? because that is what could have easily happened if he was drunk enough to get in an accident and to b so thoughtless as to leave the scene like he did. hopefully he is not giving u a hard time about this, because it is ALL HIS OWN FAULT. hopefully he will b required to seek counceling for this, and if not, maybe u should try to find some kind of support group that has ppl dealing w the alcoholics in their lives and how to deal with their anger and denial. good luck.
2007-02-27 15:56:03 · answer #1 · answered by carmen 5 · 0⤊ 1⤋
You are correct. It's called moral hazard. If one were to drink and crash, and be taken care of financially (partially) by the insurance company, then there is an incentive for an insured driver to be careless, or more careless than usual. The insurance company has the right and duty to protect itself and its policyholders, as longs as its policies are clearly stated. If you were a good driver, would you like the insurance company to pay for the mistakes of drunken drivers (lawsuits, wrongful deaths, etc.)? No, because everyone's policies would go up, and more drivers might behave more recklessly if collecting a claim was so easy.
Your husband should realize the consequences of his mistakes and take responsibility. If he cannot find himself responsible, then that's a problem. He made the decision to do what he did.
2007-02-28 00:09:50 · answer #2 · answered by Spee 5 · 0⤊ 1⤋
What you are wisely asking is related to your part in your husband's alcoholism. The spouse's support is called "enabling". Enabling only harms. Please call AA and ask them this very same question. You may not think that your husband has a drinking problem. But, for the sake of you and your family, at least make that phone call and learn more about this. Good luck.
2007-02-27 23:51:34 · answer #3 · answered by Anonymous · 0⤊ 1⤋
Just think about it for a minute... if he didn't blame THEM for his hard knocks, he'd have to actually take a serious look at his OWN behavior... and it's typical for people with addictions to NOT be able to do that...
For you, I recommend attending some Al-Anon meetings... It'll help you walk that line between loving/supporting and "enabling"...
2007-02-28 00:47:21 · answer #4 · answered by Amy S 6 · 0⤊ 1⤋
what he did is called a hit and run he,s luckto jest a small fine he could had when to jail for 3 years and $3.000fine and lose his lisance.and his jog that,s what the add says.
2007-02-27 23:45:06 · answer #5 · answered by i,m here if you need to talk. 6 · 0⤊ 1⤋
sounds like a scam artist. it is hard thing to do, but you can't go against your own soul and support something you don't believe. it would be hard to find fault with you for that. maybe try to get him to see the "light" and realize he was lucky in the situation and put it to rest.
2007-02-27 23:49:09 · answer #6 · answered by glass. 5 · 0⤊ 1⤋
He should count himself lucky he did not get charged with a D.U.I., or worse be dead right now. He should chalk this one up as a learning experience and move on with his life.
2007-02-28 00:18:30 · answer #7 · answered by Anonymous · 0⤊ 1⤋
driving is a privlege he should lose the insurance company should pay thats what he paid them for
2007-02-27 23:43:36 · answer #8 · answered by Raymond B 4 · 0⤊ 1⤋
no becase people who get off easy like that usually go out and do the same crime again. next time you never know he could kill someone especially a innocent person .
2007-02-27 23:48:51 · answer #9 · answered by Keisha 2 · 1⤊ 1⤋
I think you are absolutely right, without doubt. Good luck to you and your husband.
2007-02-27 23:41:57 · answer #10 · answered by Anonymous · 1⤊ 1⤋