Hey all,
i am looking to purchase a house..but since my credit is no good..is there a company that can help me get my credit score up..i probably owe in total $2,000 to creditors..but on my credit report probably reflect late payment and other stuff to other paid of bills that i had.. how can i get my credit in good standing
2007-02-27 07:57:46 · 8 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
You should probably rent for the next few years and, during that time, pay every single bill on time. With that, your credit score will increase and you would receive a better interest rate when you buy.
2007-02-27 08:02:42 · answer #1 · answered by Wayne Z 7 · 0⤊ 0⤋
The only way i know to get your credit in good standing is the old fashioned way. Pay off loans on time or ahead of time, have credits card accounts in good standing and that sort of thing. If a company tells you they can help your credit rating I would be suspicious. Be very careful!
2007-02-27 16:01:33 · answer #2 · answered by Matt 2 · 1⤊ 0⤋
Bad credit doesnot mean that you cannot buy a home.With a bad credit you may have to paya little higher interest rate.But once you buy a house and make your payment on time for 12 months, you will be ok with your credit.
I am a Licensed loan consultant.If can give me some more details,I would be glad to help you out.There are lots of way to be looked at.
Email me at setuup4@yahoo.com
2007-02-27 17:26:30 · answer #3 · answered by Prakash P 2 · 0⤊ 0⤋
BE CAREFUL!!! There are alot of comapnies out there who will promise you the world. They claim that they can fix your credit and they can't. If you owe a total of $2000.00 you don't have a credit problem. Just pay the bills off, and keep current on future credit cards and bills.
2007-02-27 16:02:20 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You can raise your credit score and eliminate your bad credit history. I know one best webiste on offering some great tips and resources How to Evaluate and Raise Your Credit Score
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Just mail me at solidoffer1@yahoo.com with subjet- Raise Your Credit Score . I will send a link of best website where you can find best tips and resources you never heard.
Best wishes
2007-02-28 08:13:31 · answer #5 · answered by kelli 3 · 0⤊ 0⤋
The only thing that helps sadly is time and paying on time. Credit is not fixed overnight or in a month.
2007-02-27 16:00:19 · answer #6 · answered by Thomas H 1 · 1⤊ 0⤋
You dont need to raise your credit score
Just apply for a mortgage
You will pay a higher interest rate
you will have to put down more money
you will have to pay PMI Insurance
2007-02-27 16:00:34 · answer #7 · answered by god knows and sees else Yahoo 6 · 0⤊ 1⤋
Try the below company
2007-02-27 20:30:55 · answer #8 · answered by Anonymous · 0⤊ 0⤋