Has anyone used a legal company to reclaim their bank charges for them?

Question

I want to reclaim my charges but I have 4 accounts and it looks like such a hassle, with so many upfront fees and so much stress. I was thinking of using a no win, no fee company. Can anyone recommend one?

I know it sounds like a bad idea considering it's less cash, but I found one that only takes the interest as their fee, and returns all the actual fees to you. The interest is a nightmare to calculate anyway, and if done wrong gives the banks the upper hand. Since I have 4 seperate claims and none of the statements I need (they can get those for you) it does seem like hours of hassle and stress could be saved if I just do it that way, which could be worth the few hundred quid I'll end up paying them.

Answer 1

I used one for a mis-sold endowment dating back to 1993. They can charge you between 20% & 25% if they are successful. I wrote out a cheque for £1800 ten days ago as payment for their fee. Just thought you should be made aware....it might be worth the hassle to do it yourself!!

Answer 2

i trust the finest respondent works for a monetary agency, who else would shelter them?!!!! the large 5 Banks earn extra money than the GDP of many small international places (truth), yet charged me £one hundred and twenty for being £11 overdrawn and not at all paying an instantaneous debit (my sales became in an afternoon late because of the monetary agency vacation). Had they paid the direct debit and performed some thing to earn the cost i ought to per chance, particularly comprehend it, notwithstanding they were given the £one hundred and twenty for doing no longer some thing yet sending me a letter!!!! And whoever heard of a monetary agency ringing you up? The above respondent ought to monetary agency with The Queens monetary agency or some thing, my monetary agency in simple terms churns out a letter like each some thing. Its no longer a case of customers 'taking the piss' its the grasping Banks taking the piss and fleecing us straightforward those who slip up from time to time. as well if the costs are unfair or no longer Iawful shouldn't we be combating decrease back?

Answer 3

bad bad idea [there will charge you a arm and a leg ]
challenge the bank to explain what the charges are then threaten the bank that you are prepared to go to the small claims court .
£200 is the fee for a small claims

Answer 4

The interest is normally higher than the actual charges you've paid. It's not so hard to do it yourself and plenty of sites with some great information regarding this

Answer 5

do it your self

http://moneysavingexpert.com/

down load the form on here