motgage in scotland?

Question

if i go for an offers over property and decide to give them £5 grand over asking price do i have to find that money myself or can it be added onto mortgage?first time buyer

Answer 1

try borrowin it off ur mum n dad or dont buy a house just now try save up the 5 grand thats what i did, ur payments will not be so high if u save it up your self

Answer 2

normally the mortgage will be for whatever you pay for the property....the asking price is irrelevant.
the mortgage provider is only interested in your ability to repay the loan, not how much you paid.