How do I cash in a cashiers check?

Question

I have a cashiers check made out my First Tech Credit Union, but I live in San Diego and their nearest branch is in Portland, Oregon. How to I cash my check?

Answer 1

Do you have a bank account ?
1. Take the check to your bank. since it is a cashiers check, the funds should be there.
2. endorse the back
3. follow your banks policy.

Cashier's checks feature the name of the issuing bank in a prominent location, usually the upper left-hand corner or upper center of the check. In addition, they are generally produced with enhanced security features, including watermarks, security thread, color-shifting ink, and special bond paper. These are designed to decrease the vulnerability to counterfeit items. In order to be recognized as a cashier's check, words to that effect must be included in a prominent place on the front of the item.

The payee's name, the written and numeric dollar amounts, the remitter's information, and other tracking information (such as the branch of issue), are printed on the front of the check. The check is generally signed by one or two bank employees or officers; however, some banks issue cashier's checks featuring a facsimile signature of the bank's chief executive officer or other senior official.

Some banks contract out the maintenance of their cashier's check accounts and check issuing. One leading contractor is Integrated Payment Systems, who issues cashier's checks and coordinates redemption of the items for many banks, in addition to issuing money orders and other payment instruments. In theory, teller's checks are checks issued by a financial institution but drawn on another institution, as is often the case with credit unions.

Due to an increase in fraudlent activities in 2006 many banks insist upon waiting for a cashier's check to clear the originating institution. Personal checks will thus have the same utility in such transactions.

Answer 2

if it is in blank or under your name just take it to a checks cashing place they should give you the cash. its the same thing a cashiers check and the cash good luck. oh I always give my mom and she cashes them all the time

Answer 3

WHERE EVER YOU DO YOUR BANKING.