Can you sue a bank if they give you directions on something but then accuse you of fraud after you follow them

Question

I received a check in the mail for 2940 i called my bank to ask if i could verify it, they said I would need to deposit it they would place it on hold then if it returned back they would just charge me a 10 dollar fee so i did as they instructed, about 4 days later they told me that they were foreclosing on my account do to fraud on my account, now all i did was do what they directed me to do, is it possible for me to be able to so this bank?

The check came back and they bank stated that the account had been closed

Answer 1

Sounds like there might be more to the story than you are telling us or that you might not understand. This SOUNDS like you got a "LOTTERY SCAM" check, sent bank info to someone you shouldn't have, deposited the check, and then someone emptied your account and the bank is closing it because of the fraud someone else comitted.

If I'm wrong, you need to talk at length to the bank manager and maybe the police; but I bet not.

Answer 2

All you need to do is go speak to the manager and tell him your story. Depositing a bad check is only fruad if you know the check is bad. It's probably bank policy to immediatly close the account--but if you go explain yourself they will probably apologize an reinstate your account (assuming your story is true).

Why would you jump to trying to sue them? What would you sue them for? Unless they are refusing to give you the other funds that were in your account, you have not been damaged in any way.

Additional info: If the bank stated that the account was closed--but didn't tell you that they closed it because of fraud--then you got scammed. Someone else closed your account--probably whoever sent you the bad check. Go talk to the bank manager!

Answer 3

Wizjip is right. This sounds like a fraud scam. Someone is taking money from your account and the bank is closing it to prevent additional withdrawals.

To verify whether a check is good, you can't just call your bank. You have to call the bank on which the check is drawn. Only that bank would know whether there's enought money in that account to cover the check written to you.

Answer 4

i do no longer see how this compares to the monstrosities of the final 3 republican presidents. did you understand that Bush W. and Bush H.W have been in mattress with the Bin encumbered families, and that they allowed one hundred forty four pals of Bin encumbered and his family individuals in another u . s . a . only days after 9/11. ought to you think of if Obama permit a single Muslim out of this u . s . a . the days after 9/11, Donald Trump might have each indignant white pink neck in u . s . a . marching to the white residing house with weapons. and don't permit me get began on Regan and the Iran/Contra scandal that funded a covert conflict completely with the aid of flooding the city streets of u . s . a . with crack-cocaine. Infact rock cocaine did no longer exist till the Regan/Bush (H.W) administration. Comeback once you have have been given some real corruption to document.

Answer 5

Well, did you know what this check was or did you just assume it was free money and put it in?

You can sue the bank, but won' t win. They probably misunderstood you.

Answer 6

Did you get anything in writing? If it was verbal, you will have a hard time.

Why are they foreclosing on your account? Was the check bad? More information needed, please.

Answer 7

You need to contact the better business breau

Answer 8

you might be able to, since you only did what they told you to do. plus, from what i know, you can sue just about anybody....