We have recently filed chapter 7 bankruptcy with the intention of keeping our house. While waiting for the discharge our house payment went up and we can no longer afford it. If we never signed a re-affirmation agreement to the mortgage company, can they still come after us for the money? Our bankruptcy was discharged a few days ago.
2007-02-23 02:50:30 · 7 answers · asked by foreclosure help 1 in Business & Finance ➔ Renting & Real Estate
No, if you didn't sign anything and you filed it in BK, you should be fine. call you BK lawyer just to check and see, but it should be alright. We defaulted on a truck payment a year and a half after our BK, never reaffirmed that payment either. And they came and took it, but they can't come after us either. So I'm assuming it works the same way with the house. Good luck!
2007-02-23 02:54:48 · answer #1 · answered by punkin_eater26 6 · 0⤊ 0⤋
You should visit SAVEFINDER.NET- I am sure here you can find the best option for you
RE If the bank forcloses on our home after bankruptcy-are we responsible for the debt?
We have recently filed chapter 7 bankruptcy with the intention of keeping our house. While waiting for the discharge our house payment went up and we can no longer afford it. If we never signed a re-affirmation agreement to the mortgage company, can they still come after us for the money? Our bankruptcy was discharged a few days ago.
2014-10-11 06:12:08 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Congress, specifically the Democrat majority Congress traditionally. Clinton had a balanced funds by using fact of he Republicn majority Congress which he worked with. Obama in simple terms blames Republicans for each little thing. He leads into the abyss. Now, with Harry Reid, Senate Majority chief, refusing to talk many expenses that come from the homestead, and no funds under Obama from 2009 till this twelve months, the spending is insane. A democrat funds trick is to call an boost over the previous twelve months's funds The baseline. The Stimulus continues to be in the funds each and every twelve months. each and every little thing continues to be in, yet isn't used for the comparable issues. it quite is their play funds to woo voters or repay contributors.
2016-12-17 17:03:41 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Only your BK attorney should really answer that question but before asking him or her the question you might want to know some additional information so you know what to say and or ask who knows it might save you some money.
Answers to common questions on Bankruptcy: http://www.consumerlaw.org/action_agenda/bankruptcy/content/BrochureRevised2006.pdf
Using credit wisely after bankruptcy: http://www.consumerlaw.org/action_agenda/bankruptcy/content/using_credit_wisely.pdf
Buena Suerte
2007-02-23 03:28:49 · answer #4 · answered by newmexicorealestateforms 6 · 0⤊ 0⤋
Don't let the bank forclose on your house. You can more than likely sell it quickly. I buy houses in preforclosure and forclosure all the time (I'm a real estate investor). I can help you get out from under your house, get you cash for your house and you won't have to lose everything. Email me and I'll get you some information.
2007-02-23 13:14:13 · answer #5 · answered by Jilli Bean 5 · 0⤊ 0⤋
that would be a question for your lawyer that handled your bankruptcy. Bankruptcy includes some debt and not others so you have to see what was filed for your particular bankruptcy.
2007-02-23 02:53:57 · answer #6 · answered by bootsjeansnpearls 4 · 0⤊ 0⤋
That is what all the other insurances you took out for your mortgage.
2007-02-23 02:53:29 · answer #7 · answered by Anonymous · 0⤊ 0⤋